1 Activate Rewards Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. If qualifications are met, when account maintains average daily balance of $2,500 or more OCCU will deposit 1% of the debit transaction amount into the Rewards Checking account, maximum benefit amount for account is $30 a month/$360 a year. Rewards are deposited during the statement cycle in which all qualifications are met. APYs effective as of 04/16/2026 and subject to change. Fees may reduce earnings.
2 0.25% APY Ignite Savings rate bump requires all monthly checking account qualifications to be met
3 Example of possible earnings - Assuming member has at least $20,000 on deposit at all times, $30 worth of cash-back transactions per month, and meeting all monthly qualifications for one year member could earn $756, this includes interest and rewards. Actual return will vary based on available balance and transaction activity.
