Shop with confidence

You deserve a checking account that works hard for you! Invest in yourself with a free Remarkable Checking account from OCCU. With no minimum balance, no ATM fees2 and a great rate1 that keeps your money growing, you can shop with confidence knowing your money is safe, secure and working hard for you.

Open an account

Remarkable Checking

Remarkable Checking offers you the chance to drive earning potential based on what you do, not what you have. Earn more by completing three simple monthly steps:

  • Active enrollment in eStatements.
  • Perform one direct deposit or automatic payment1
  • Make 12 debit card transactions.
  • Rewarding our members with direct deposits automatically sent to your account up to three days early.3
Learn more
Open an account

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 10/23/2024 and subject to change. Fees may reduce earnings.

Is your bank investing in you?

At OCCU you’re more than a member, you’re an owner. We believe in providing more than you expect and everything you deserve. High interest rates on checking accounts is just one way we make it different here.

Ready to experience the difference? Send us a message below if you’d rather talk to a person instead of opening an account online.

With Remarkable Checking you get some services for free that other financial institutions charge for. Plus, you get a high interest rate compared to a lot of other banks.
Marvy S.
phone

We go wherever you go.

MyOCCU Mobile makes transferring funds, depositing checks and managing finances easy. Experience intuitive mobile banking with OCCU from your smart phone or tablet.

Bank on the go

Give savings a boost with Change Jar

The OCCU Change Jar savings program makes saving even easier. Each time you use your OCCU debit card, we’ll round up your transaction to the nearest dollar amount and transfer the difference in to your savings account.

Learn more
jar of cash

Overdraft protection

Overdraft protection safeguards you from unexpected events that might otherwise result in insufficient funds or declined payments. Banking should make your life easier, and we’re here to help.

Learn more

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 10/23/2024 and subject to change. Fees may reduce earnings.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.