Funding business, building communities

OCCU provides secured and unsecured business lines of credit tailored to local Oregon businesses. With competitive terms, low annual fees, interest-only payment options, and credit lines from $1,000 to $50,000, businesses can access flexible funding when they need it most.

 

Standard business lending

Non-profit business lending

Startup business lending

Why choose an OCCU business line of credit?

We offer secured and unsecured lines of credit that can be tailored to meet the needs of your local business. Our competitive rates and low fees can help your business expand

  • Competitive terms and rates
  • Interest-only payment options
  • Low annual fees
  • Business credit lines from $1,000-$50,000

Business lending FAQs

What do I need to open a business or nonprofit account?

When you’re ready to open an account with OCCU we recommend that you review our Business Documentation Checklist. This will allow you to prepare all necessary documentation for account opening.

What can I do on my own before calling or visiting a branch to open an account?

  • Review the Business Documentation Checklist.
  • Make sure the business is actively registered with the secretary of state (if required).
  • Make sure you have your full EIN that was issued by the IRS (if required).

What are current business auto loan rates?

Business auto loan rates can vary. We recommend that you connect with our Member Business Services team to discuss auto lending options and rates.

How do I log into MyOCCU Online & Mobile for my business or nonprofit?

Enjoy having access to your business or nonprofit account wherever you are with MyOCCU Online & Mobile digital banking. You can register your account by following the steps outlined on our MyOCCU Online & Mobile enrollment page. To register your account, you will need your business member number, tax ID number and ZIP code.  

I forgot my username or password for my MyOCCU Online & Mobile business account. How do I get access?

Forgot username:

Visit Forgot Username and select “Find my business/entity username."

You will need your member number, tax ID number and ZIP code.

You will be required to provide either the email address or verbal password associated with your business membership.

 

Forgot password:

Visit Forgot Password.

Agree to the Forgot Password Disclosure.

You will need your username, member number, business registry date and tax ID number.

Find out how OCCU can support your business