Enjoy the perks

Whether you’re here for the rewards points, the fraud protection or a credit card that shows your school spirit, an OCCU rewards card has you covered. Every purchase gets you closer to your next reward.

So go ahead, you deserve it.   

START EARNING
3 different credit card types

Rewards for every lifestyle:

Duck Card Platinum Visa

  • 1.25 points per dollar spent.
  • 5 points per dollar spent at qualifying Duck merchants. 

OSU Beaver Platinum Visa

  • 1.25 points per dollar spent.  
  • 5 points per dollar spent at qualifying Beaver merchants.  

NICE PERKS Platinum Visa

  • 1.25 points per dollar spent.  
  • 2 points per dollar spent on all qualifying charitable donations. 

Rewards card features:

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0.00% APR intro rate

Get 0.00% annual percentage rate (APR) on purchases and balance transfers for the first 12 months. After that, your variable rate will be 14.24%–24.24%. 41 

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Bonus rewards

Earn 10,000 points by making your first purchase and spending at least $500 in the first 90 days.47 

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Shop with confidence

Enjoy tap-to-pay technology, mobile wallet convenience and zero fraud liability. 

41Annual Percentage Rate = APR. All credit card APRs are based on creditworthiness and will vary with the market based on Prime Rate. Purchase APR: 0.00% introductory APR for 12 months; after that, 14.24% to 24.24%. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.24% to 24.24%. Cash Advance APR will be 19.24% to 29.24%. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. No Foreign Transaction Fee or Annual Fee.

Introductory terms are for new cardholders only. Balance transfers may not pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.

Rates and terms effective as of 12/31/2024, when this content was created. Contact OCCU Card Services at 800.365.1111 for current rates and terms.

47 Earn 1.25 points per dollar spent on all qualifying purchases and earn 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days. Balance transfers do not earn rewards.