Qualifying for Remarkable Checking benefits? It’s easy.

As of April 16, 2026, OCCU no longer offers new Remarkable Checking accounts. Members are encouraged to look to our Activate Rewards Checking instead. This page remains available for those members who want to continue using Remarkable Checking.

How do I meet Remarkable Checking monthly qualifications?

To earn the most possible interest on your Remarkable Checking account all you have to do is meet a few simple requirements each month.⁴ In fact, you’re probably doing this already with your current checking account:

Use your debit card 12 times. Debit cards make checking out fast and easy. There’s no need to worry about having enough cash in your pocket or holding up the checkout line to write a check.

Set up at least one direct deposit or auto-pay. Who needs the hassle of having to run to the bank and cash every paycheck? Or remembering to pay bills every month? Automated Clearing House (ACH) is a national electronic network that makes financial transactions effortless. Most of us use it when we set up direct deposit at work or have mortgage, car, or insurance payments deducted directly from our checking accounts. To set up an ACH transaction, you’ll need to provide your checking account number (NOT your debit card number — that’s a different type of transaction) and your bank routing number. You can find both of these on MyOCCU Online & Mobile or at the bottom of your checks.

Go paperless. Paper account statements are just one more sensitive document you need to dispose of safely. Going paperless means less shredding for you and less strain on the environment. All you need to do is sign up for our free eStatements once, and you’ll never have to think about it again.

What happens if I don’t?

Not sure you can meet all those requirements every month? No problem — there’s always next month. In the meantime, you’ll still earn .05% APY on your account balance. Plus, you get to reap all the benefits of a free checking account, including:

• No monthly service fee
• No minimum balance
• Free online and mobile banking
• Mobile deposit options
• Early direct deposit payday³
• Free debit card
• Free eStatements
• Free bill pay

See final account rate and fees

 

Want to make the switch to Activate Rewards Checking?

Move your current Remarkable Checking account over to Activate Rewards Checking and enjoy cashback rewards in addition to the same high-yeild interest you're already getting with Remarkable. 

Open a free Activate Rewards Checking account today and start earning cash back and high-yield interest in one account. When you meet the monthly qualifications you earn:  

• 2.00% APY on your monthly balance¹  
• 1% cash back on debit card purchases when you maintain an average daily balance of $2,500 or more¹