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Simple steps toward stronger finances

At OCCU, we're passionate about your financial success. Whether you're just starting out or getting ready for retirement, we can help you reach your financial goals. This simple plan will get you going. Start with a budget Need to trim down monthly
Topics:
Basic Finances
Budgeting & Saving
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Teach your kids to manage money early

When it comes to finances, doesn’t it seem like some people just have a knack for managing their money wisely and some don’t? Think about it. You probably know someone who is usually in the black, regardless of their income level, staying ahead and
Topics:
Basic Finances
rv camping

Finding the right RV for you

Interested in hitting the road to explore our amazing state? With Crater Lake National Park, a spectacular coastline and 50 mountain ranges within Oregon’s borders, it’s no wonder you see recreational vehicles (RVs) traveling to scenic Oregon
Topics:
Basic Finances
Graph of what's in your FICO score

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?
Topics:
Basic Finances
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Your Loan-To-Value Ratio Guide

When taking out a loan for a new home or car, it’s important to understand what makes up a loan-to-value (LTV) ratio and how it can affect your loan terms.
Topics:
Basic Finances
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What is APY anyway?  

Blank face + question mark + quivering mouth + Home Alone face = the feeling you get when trying to decipher confusing financial information.
Topics:
Basic Finances
NICE Card being used a coffee shop

Here’s what your credit score really means

Your credit score is an important part of your overall financial picture. It can influence everything from your ability to buy your dream home to your ability to land your dream job. It determines how much money you can borrow and how much interest
Topics:
Basic Finances
Managing Debt & Credit
Starting Out Financially
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Time value of money – DIY projects

Want to figure out whether doing it yourself makes financial sense? Easy. All it takes is a little research and some simple math.
Topics:
Basic Finances

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Routing Number
323274461
Charter Number
65856

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