Invest in you and grow your future

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OCCU  -  04.18.2024

At OCCU we believe in investing in yourself to grow your financial profile and future, and our experienced Investment Services team is here to help you get started. Similar to your physical health, your financial health can improve by just starting with a manageable task or in this case an investment that’s within your personal budget. In other words, you don’t have to have a large sum of money to invest, so long as you start!

We refer to those who are new to the world of investing as - have income, not rich yet! One thing that is often recommended for clients in this category is what we call our Intelligent Portfolios.

So what are Intelligent Portfolios? 

Intelligent Portfolios are automated investment management platforms. But at OCCU, instead of stock picks chosen by algorithm and customer service provided by a hotline, the portfolios are managed by our local advisors. Clients of our Investment Services team have the full support of meeting with their advisor (in person) to review their account, goals and risk tolerance. Our products are competitively priced and require lower cash held amounts. 

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What do I need?


$5K minimum to start, no maximum.

If you don’t have $5K don’t panic, you can still choose to chat with one of our financial advisors or work with OCCU’s enrichment advisors and create a savings goal with our Ignite Savings account or an individual retirement account (IRA).


Low personal debt to income ratio (DTI).

Not there right now? Any of our branch staff would be happy to help you work through a solution to lower your DTI.


Self-employed who want to take advantage of the tax benefits as well as saving for their future retirement needs.

Our Intelligent Portfolios could potentially benefit anyone beginning their investment journey but could have additional benefits for the self-employed.


A savings goal!

The Intelligent Portfolio is ideal for those looking to save for a long-term goal. It could potentially benefit anyone beginning their investment journey, but could have additional benefits for the self-employed. 

If your goal is less than a year down the line, you may be better suited for one of our other savings accounts. 

Got it. So how do I start? Set an appointment with one of our financial advisors today and they can help you determine how much to invest, what your financial goals are and what investments align with your values.

Read up. Our Investment Services team is here to help you, of course. But it never hurts to read up on some of the basics of investing so you can go into your freshly scheduled meeting with the confidence you need to make smart and informed decisions. 

Contact our team

13Investment advisory services offered through PFG Advisors, LLC, a SEC registered investment adviser. Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Insurance products offered through approved carriers. OCCU Investment Services, Oregon Community Credit Union, PFG Advisors, LLC, and Osaic Wealth, Inc. are separately owned entities and are not affiliated companies. Osaic Wealth, Inc. and its representatives do not provide tax or legal advice; therefore it is important to coordinate with your tax or legal advisor regarding your specific situation.  

CLICK HERE FOR A COPY OF PFG ADVISORS’ RELATIONSHIP SUMMARY (FORM CRS).

CLICK HERE FOR A COPY OF OSAIC WEALTH, INC’S RELATIONSHIP SUMMARY (FORM CRS).  

Free and simple tools are available for research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing. 

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This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.  

Member FINRA/SIPC. FINRA registered branch office location: 2890 Willamette Street, Eugene, OR 97405