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Four reasons to make a holiday spending plan

Four reasons to make (and stick to) a holiday spending plan

While new tools like online shopping and digital payments have helped make shopping for the holidays more manageable, there’s one thing that hasn’t changed: It’s still easy to overspend. While you can’t put a price on memories, your holiday

Topics:: Budgeting & Saving

What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.

Topics:: Owning a Home

Woman comparing credit union balance transfer options

Compare: Credit union balance transfer from credit cards

If your current credit card has a high APR or you have more than one card that you’re trying to pay off, then it’s probably time to find a balance transfer credit card that serves you better.

Topics:: Managing Debt & Credit

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.

Topics:: Budgeting & Saving