Skip-a-Pay

Please use the form below to request a Skip-A-Pay for your OCCU loan(s).

By completing this form, you’re requesting to skip up to two loan payments on your OCCU vehicle or personal loan. Each request must qualify on its own; if ineligible, we may process one request but not the other.

Please note: OCCU allows only two skipped payments per loan per calendar year. Approved skips and the associate fee will be processed individually approximately three weeks before that due date for each month. Additionally, you cannot submit a skip payment request until 20 days prior to your payment due date.

Program details

1. $9 fee per loan, per month skipped. The fee will be added to the balance of your loan. Interest accrues on unpaid balances, including uncollected fees.
2. Requests must be received at least three (3) business days before the payment due date.
3. The skip will be applied to the next payment due date.
4. All email communications will be sent to your email address currently on file with OCCU. 
    

To qualify for this program, these conditions apply:

1. You must be a member in good standing: no delinquencies, charge-offs or negative balances at the time of your request.
2. This offer is NOT applicable to mortgage loans, home equity loans, personal credit lines, home equity lines of credit, student loans, business loans, credit cards, modification loans, Priority Cash® or Priority Extended or past due loans.
3. Interest will continue to accrue and will extend the term of your loan, therefore you will pay additional interest over the life of the loan.
4. Skip payments can affect payment protection and Guaranteed Asset Protection (GAP) coverage; please refer to your agreement for details.
5. New loans must have had at least two payments to be eligible.
6. Loan payments made via automatic payment with OCCU will not process for the month(s) for which you have requested the skip payment(s).
7. You are responsible for changing the date on transfers setup within MyOCCU Online & Mobile Banking.