Kickstart Cashback

Kickstart Cashback Account

Our Spark Cashback account is designed for members just heading out on their financial journey. Every coffee run, every delivery order during a late-night study session, every bill you pay gets you cash back.

Start your fiancial journey on the right foot with:

1% cashback* on purchases of $5 or more
No monthly service charges or minimum balance
Free online and mobile banking
Direct deposits up to three days sooner
Optional low-cost extended overdraft and no overdraft protection fees*
Debit cards with school spirit

Cashback account features

Designed for you

Ideal for members ages 16-25, just starting their financial journey.

Earn more

Earn up to $25 each month just by meeting a few simple qualifications

Secure

Your account is insured by the NCUA for up to $250,000, so your money is safe.

How it works:

Ready to get rewarded? Just meet these four qualifications each month:

Maintain active enrollment in eStatements.
Log in to MyOCCU Online & Mobile at least once.
Make 10 debit card purchases.
Make one direct deposit or automatic payment.

Kickstart Cashback