Join OCCU, earn $200

OCCU members enjoy better rates, fewer fees and a financial partner that’s looking out for them. Our free Remarkable Checking account allows members to earn 2.00% APY¹ on their balance, just by meeting a few monthly qualifications. With no minimum balance, nationwide ATM access with no ATM fees² and a great rate, you can shop with confidence knowing your money is safe, secure and working hard for you.

Pair that with our Ignite Savings account to maximize your earning potential. Earn 5.25% APY⁴ on the first $500, 3.45% APY on balances up to $2,500 and a competitive rate as your savings continue to grow! Two accounts in one place, ensuring every penny you deposit with us is working to earn you interest. No fees, no minimum balance, no time to waste. 

OCCU is your credit union. Every dollar we earn together is invested back into our members and our local communities throughout Oregon. When you join, you’re improving your financial future and helping others build theirs as well.

Open a Remarkable Checking account today at our Redmond branch or our new branch in Bend before April 10,2026.

Four easy qualifications and you’ll earn $200 in your account:

• Have a Remarkable Checking account added to your new membership.
• Sign up for eStatements.
• Set up a recurring payment or deposit with your new Remarkable Checking account each month. (A utility bill, like for cable or electricity, or direct deposit of a paycheck, will ensure you’re completing this step each month.) 
• Complete 12 cleared debit card transactions each calendar month. (It’s easy — just use your debit card!) 

 Offer details:

• Valid on memberships opened at the Redmond and Bend branch. 
• Offer not available with online account opening.
• Member cannot be the primary account holder on any active OCCU checking account in the 12 months prior to opening the Remarkable Checking account.
• Monthly qualifying factors must be met during the first three calendar months immediately following account opening. Monthly qualifications include: (i) enroll in eStatements; (ii) perform 12 cleared debit card transactions; (iii) have one automatic transaction post. Note: Month one qualification will be automatically completed on the member’s behalf.
• Member cannot be receiving any other Remarkable checking incentive offers. 
• If all the monthly qualifications are met, the $200 offer will be applied to the member’s account after the third month.
• $200 offers will be reported as interest and shared on the member’s 1099-INT.
• Hurry! Offer expires April 10, 2026.

OCCU proudly follows the credit union philosophy of people helping people. Unlike a traditional shareholder held bank, our profits are invested right back into our members, our operations and the communities we serve.

That results in: 

• Low and no fees
• Increased savings rates
• Lower loan rates
• Exceptional member service
• Charitable giving in our local ccommunities

Your individual financial successes play a role in all this too. As a member of a cooperative, your deposits become loans to help the financial wellness of other members. When you take out a loan with OCCU, it’s funded by the deposits of other members. People can buy houses and cars and start businesses and invest in themselves because you did the same. Pretty cool, huh?

It doesn’t stop there. Our goal is to help people thrive — not just our members, but everyone in the communities we serve. Last year, through the OCCU Foundation, we gave more than a half-million dollars to fund initiatives that improve the health and well-being of others in our community. And we couldn’t have done that without your support.