Benefits

Purchases and Balance Transfers
Take advantage of a 0% introductory Annual Percentage Rate (APR) for the first 12 months on purchases and balance transfers.37

Lowest Rate
Starting at 12.74% APR37, the NICE Platinum Visa Credit Card offers our lowest interest rate.

Shop safely
Have peace of mind knowing you have zero fraud liability2, a card with secure microchip technology, and the option to use your card with digital wallets.

Terms

Annual fee
None

Annual Percentage Rate (APR)

  • 0% introductory APR on purchases and balance transfers for the first 12 months.37
  • Purchases and balance transfers after introductory period, 12.74% to 22.74% variable APR, based on credit.
  • Cash advances have a variable APR of 17.74% to 27.74%, based on credit.


Foreign transaction fees
None

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2Subject to conditions. See an associate or your account agreement for details.