The OCCU difference: Fewer fees!

In 2024 alone, our members saved $9,012,161 in reduced or eliminated account fees.

OCCU is a not-for-profit financial cooperative. Every dollar we earn is invested back into our members and the community through low fees, competitive rates, charitable giving and more!

Become a member
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It isn't just a place to put your money, it's a place to grow your money
Jan Burch, OCCU member since 1976

Ready to make the switch?

Whether you’re opening your very first account or making the leap from another financial institution, we’ve made the process easy.

Open an account
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*Savings are for illustration purposes only. Average savings amounts are based on previous one- time fees that applied until 07/22/2022. Actual savings may vary.

** Savings comparison to other financial institutions is based on the fees reported by Bankrate.com, which is available at: https://www.bankrate.com/banking/checking/checking-account-survey/, and last reviewed on March 27, 2025.