Get more from your holiday spending 

Use your OCCU Visa® Rewards card to maximize your holiday shopping. Between Oct. 15 and Dec. 31, 2026, your eligible holiday purchases could earn you bonus reward points.  

Make the most of your OCCU card 

  • Connect your card to your digital wallet, like  Apple Pay,® Samsung Pay or Google Pay.™ 
  • Add your card to your favorite shopping apps and websites. 
  • Use it for monthly utilities like your phone bill — earn points just for paying your bills! 
  • Manage your card alongside all your other OCCU accounts in MyOCCU Online & Mobile. 

Score rewards 

  • Earn 1.25 points per dollar on qualifying purchases.
  • The Duck Card earns 5 points per dollar at qualifying Duck merchants; the OSU Beaver Card earns 5 points per dollar at qualifying Beaver merchants; the NICE PERKS Card earns 2 points per dollar on qualifying charitable donations.
  • Redeem points for cash back. gift cards. travel and merchandise.

Shop with confidence: Enjoy zero fraud liability2, secure microchip technology and compatibility with digital wallets, including Apple Pay, Google Pay, Samsung Pay and Visa Click to Pay. 

41Annual Percentage Rate = APR. All credit card APRs are based on creditworthiness and will vary with the market based on Prime Rate. Purchase APR: 0.00% introductory APR for 12 months; after that, 13.74% to 23.74%. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 13.74% to 23.74%. Cash Advance APR will be 18.74% to 28.74%. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. No Foreign Transaction Fee or Annual Fee.

Introductory terms are for new cardholders only. Balance transfers may not pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.

Rates and terms effective as of 10/1/2026, when this content was created. Contact OCCU Card Services at 800.365.1111 for current rates and terms.

2Subject to conditions. See an associate or your account agreement for details.