Get more from your holiday spending 

Maximize your holiday shopping when you use your OCCU NICE Visa® credit card between Oct. 15 and Dec. 31, 2026. Your eligible holiday purchases could earn you a cash back statement credit.  

Make the most of your OCCU card 

  • Connect your card to your digital wallet, like  Apple Pay,® Samsung Pay or Google Pay. 
  • Add your card to your favorite shopping apps and websites. 
  • Use it for monthly utilities like your phone bill. 
  • Manage your card alongside all your other OCCU accounts in MyOCCU Online & Mobile. 

NICE Platinum Visa Card benefits  

  • Lowest rate: Starting at 12.74% APR37, the NICE Platinum Visa Credit Card offers our lowest rate.  
  • Shop safely: Have peace of mind knowing you have zero fraud liability2, a card with secure microchip technology and the option to use your card with digital wallets. 
  • No annual fees.
  • No foreign transaction fees.

37Annual Percentage Rate = APR. All credit card APRs are based on creditworthiness and will vary with the market based on Prime Rate. Purchase APR: 0.00% introductory APR for 12 months; after that, 12.74% to 22.74%. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 12.74% to 22.74%. Cash Advance APR will be 17.74% to 27.74%. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. No Foreign Transaction Fee or Annual Fee.

Introductory terms are for new cardholders only. Balance transfers may not pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.

Rates and terms effective as of 10/1/2026, when this content was created. Contact OCCU Card Services at 800.365.1111 for current rates and terms.

2Subject to conditions. See an associate or your account agreement for details.