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There are many ways to save for the holiday season. Here are a few from the OCCU team.

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?

Rising home values have dropped a nice chunk of equity into many homeowners’ laps. Tapping into it with a home equity loan is easy. Deciding what to do with it? Not so much.

Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral.