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Tools to avoid holiday overspending

Your No. 1 tool to avoid holiday overspending

The holidays have a way of sneaking up on a lot of us. In all the back-to-school flurry, it’s easy to forget that they’re right around the corner. Between the shopping, the decorating and more last-minute shopping, getting caught unprepared can lead
Topics:
Budgeting & Saving
Woman comparing credit union balance transfer options

Compare: Credit union balance transfer from credit cards

If your current credit card has a high APR or you have more than one card that you’re trying to pay off, then it’s probably time to find a balance transfer credit card that serves you better.
Topics:
Managing Debt & Credit
two boys using Santa hats as beards

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.
Topics:
Budgeting & Saving
Young couple with moving boxes

What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Topics:
Owning a Home