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Does buying a home seem like a far-off dream to you? If so, you’re not alone. In Oregon, a shortage of homes for sale has caused prices to climb and fueled intense competition in many areas, dissuading would-be buyers from entering the market. But

Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral.

Rising home values have dropped a nice chunk of equity into many homeowners’ laps. Tapping into it with a home equity loan is easy. Deciding what to do with it? Not so much.

Paying for college is the biggest expense many parents will face outside of retirement. Yet many delay saving for it - often because they’re not sure how much they’ll need. Saving for college is like aiming at a moving target. While the College Board