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If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.

While new tools like online shopping and digital payments have helped make shopping for the holidays more manageable, there’s one thing that hasn’t changed: It’s still easy to overspend. While you can’t put a price on memories, your holiday

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?

Buying a home can be overwhelming. The good news is it doesn’t have to be. When taken step-by-step, buying a home can be an easy and rewarding experience.