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We all encounter unexpected expenses that strain our budgets, whether it’s a car repair, trip to urgent care or sudden loss of a job. As with most things, a little planning goes a long way.

New to budgeting? No worries. There’s a simple rule of thumb you can use to guide your spending without a lot of effort.

When you build credit, you’re building a financial reputation that will follow you everywhere you go. Let's talk about a few things great credit can help you do.

Take 5 to learn how credit cards work and how to build credit like a pro.