Score extra points with the OSU Beaver Card

0 %

APR for 12 months*

$ 0

annual fee

1.25

points per dollar on qualifying purchases

4x

the points at qualifying Beaver merchants

beaver card

Benefits

Low Introductory Rate: 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months41, and say goodbye to annual fees and foreign transaction fees.

Score rewards: 

  • Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.

  • 1.25 points per dollar spent on all qualifying purchases.

  • 5 points per dollar spent at qualifying Beaver merchants, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.

  • 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.

Shop with confidence: With the OSU Beaver Card,® you can have peace of mind knowing you have zero fraud liability2 and a card with secure microchip technology.

Terms

Annual fee: None


Annual Percentage Rate (APR)

  • 0% introductory APR on purchases and balance transfers for the first 12 months.41
  • Purchases and balance transfers after introductory period, 14.24% to 24.24% variable APR, based on credit.
  • Cash advances have a variable APR of 19.24% to 29.24%, based on credit.


Foreign transaction fees: None

Show your spirit with a Beaver Debit card!

Beaver debit cards are available for all of our members who have a Remarkable Checking account.
Learn more
Benny beaver

41Annual Percentage Rate = APR. All credit card APRs are based on creditworthiness and will vary with the market based on Prime Rate. Purchase APR: 0.00% introductory APR for 12 months; after that, 14.24% to 24.24%. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.24% to 24.24%. Cash Advance APR will be 19.24% to 29.24%. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. No Foreign Transaction Fee or Annual Fee.

Introductory terms are for new cardholders only. Balance transfers may not pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.

Rates and terms effective as of 12/31/2024, when this content was created. Contact OCCU Card Services at 800.365.1111 for current rates and terms.

2Subject to conditions. See an associate or your account agreement for details.