OSU Beaver Card

0 ^%

APR for 12 months*

^$ 0

annual fee

1.25

points per dollar on qualifying purchases

4x

the points at qualifying Beaver merchants

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Benefits

Low Introductory Rate: 0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 months⁴¹, and say goodbye to annual fees and foreign transaction fees.

Score rewards:

Earn points redeemable toward cash back, gift cards, travel, and merchandise with every purchase.
1.25 points per dollar spent on all qualifying purchases.
5 points per dollar spent at qualifying Beaver merchants, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.

Shop with confidence: With the OSU Beaver Card,^® you can have peace of mind knowing you have zero fraud liability² and a card with secure microchip technology.

Terms

Annual fee: None

Annual Percentage Rate (APR)

0% introductory APR on purchases and balance transfers for the first 12 months.⁴¹
Purchases and balance transfers after introductory period, 13.74% to 23.74% variable APR, based on credit.
Cash advances have a variable APR of 18.74% to 28.74%, based on credit.

Foreign transaction fees: None

Win big with the OSU Beaver Card

This fall, all OSU Beaver Card users have a chance to win two tickets for an upcoming OSU football game. If you have a card in good standing, you’re already entered. Will you be a winner? Wait and see! Check out the official rules here.