We go wherever you go

Couple driving on the open road in an old convertible car and taking photos.
OCCU  -  05.17.2023

There’s no telling where life will take you next — especially in today’s mobile world. Whether you’re heading off to college or searching for your first job, whether you’re an aspiring travel vlogger or a devoted Airbnb-er, whether you’re a new retiree or a recent member of the burgeoning remote workforce, we’re ready to accompany you on your next great adventure.

In a rapidly changing world, there’s at least one thing you count on to stay with you: your OCCU checking account. You can take your account with you wherever you go and still keep your money within easy reach. We may be local and community-oriented, but we’ve got connections everywhere. Being part of our family means you can walk into thousands of credit unions across the U.S. and get the same access to your money as you would right here in Oregon.

We understand that financial wellness isn’t just about doing the sensible thing. It’s about maintaining your financial stability while you make choices that make you happy. Sometimes that means allowing yourself the freedom to chase your next big dream, wherever it might lead. Or throwing caution to the wind and making a big life change just because you can.

We say go for it. Because wherever you go nationwide, you’ll still have the same financial wellness tools at your fingertips — like our dynamic duo, the interest-earning Remarkable Checking and high-yield Ignite Savings accounts that keep your money growing. You’ll also have:

24/7 online access

Logging into MyOCCU Online & Mobile allows you to manage all of your OCCU accounts in one place, but that’s just the beginning. You can also apply for credit card or loan, make instant transfers and open new deposit accounts without ever stepping foot in a branch location. Want to start a sinking fund to save for your next goal? Done. Looking to earn extra interest by stashing some funds in a CD? It’s just a tap away.

Anytime mobile deposits

Remember what life was like before mobile deposits? Neither do we. It’s hands-down the easiest way to deposit your checks — and you can do it anywhere. Our app makes it fast and simple, with remote deposit capture so we can verify your deposits quickly and you can get on with your day. Or you can bypass paper checks altogether and take advantage of early direct deposit.3

ATMs right around the corner

Your OCCU contactless debit card enables swift and secure transactions everywhere you go. But for those times when you do need cash, you’ll always find an ATM nearby. You can connect to your account through 30,000 surcharge-free ATMs across the nation — that’s more than you’d get with any bank. Plus, as an added perk of your Remarkable Checking account, we’ll refund the fees from any ATM you visit whether it’s in our network or not.2

Shared branches everywhere

When you need a little face-to-face time, our credit union community is here for you. Our shared co-op branching network connects you to thousands of credit unions nationwide. As an OCCU member, you can walk into any one of them and get the help you need. Some branches might have you use a NextGen ATM rather than visit a teller, which means it can take us a bit longer to verify your deposits and release holds. Still, it’s another way to reach us no matter where you are.

You never know what changes life will throw your way, but one thing you can count on is that you’ll always have OCCU at your side. We’re here to support your financial wellness wherever you go.

Insured by NCUA.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.