Learn Breadcrumb Home 382 Results Search Sort by Post Date Relevance Filters Personal All Personal Basic Finances Budgeting & Saving Retirement Planning Owning a Home Managing Debt & Credit Insurance & Protection Privacy & Security Digital Banking Community Credit Unions vs. Banks Starting Out Financially Business All Business Starting a Business Sales & Marketing Digital Banking Lending Privacy & Security Press Center All Press Search Sort by Post Date Relevance Apply What’s the deal with private mortgage insurance? If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance. Topics: Owning a Home 3 smart reasons to start thinking Christmas in August There are many ways to save for the holiday season. Here are a few from the OCCU team. Topics: Budgeting & Saving What's a FICO score anyway? We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score? Topics: Basic Finances The 4 Cs of mortgage lending Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral. Topics: Owning a Home Pagination First page « Previous page ‹ … Page 20 Current page 21 Page 22 Page 23 … Next page › Last page »