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What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Topics:
Owning a Home

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.
Topics:
Budgeting & Saving

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?
Topics:
Basic Finances

The 4 Cs of mortgage lending

Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral.
Topics:
Owning a Home

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Routing Number
323274461
Charter Number
65856

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