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Buying a home is an exciting milestone in anyone’s life. When you own your own home, you can make it truly yours. You can paint rooms, install new flooring, change light fixtures — you can even knock down walls. In addition to having a place to call

Buying a home can be overwhelming. The good news is it doesn’t have to be. When taken step-by-step, buying a home can be an easy and rewarding experience.

Spring is in the air and the birds are nesting so why aren’t you? Actually, the best time to buy or sell a home has a lot more to do with what’s going on with the real estate market than the weather. In an ideal world, your nesting instincts would be

For many homeowners, home improvements are inevitable. In 2015, Americans spent more than $320 billion in upgrades and renovations to their homes.

We’ve all heard the horror stories of remodeling projects that took too long and went over budget. While you should always add a buffer in both your timeline and budget, a plan will help you get the project done without unnecessary stress.

Credit Unions, like OCCU, offer the same mortgage programs as mortgage brokers, however, there are a few differences that may make a credit union a better lending option.

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.

With so many variables to consider, OCCU encourages you to talk with a Mortgage Loan Officer and let them know what you are hoping to do. OCCU will do its best to find the solution that meets your needs.