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While new tools like online shopping and digital payments have helped make shopping for the holidays more manageable, there’s one thing that hasn’t changed: It’s still easy to overspend. While you can’t put a price on memories, your holiday
Set a clear budget. Budgeting becomes easier when you know exactly how much you have to spend. With a holiday savings fund, you can easily track your spending and see at a glance how much room you have left
If your current credit card has a high APR or you have more than one card that you’re trying to pay off, then it’s probably time to find a balance transfer credit card that serves you better.
