OCCU proudly follows the credit union philosophy of people helping people. Unlike a traditional shareholder held bank, our profits are invested right back into our members, our operations and the communities we serve.
That results in:
- Low and no fees
- Increased savings rates
- Lower loan rates
- Exceptional member service
- Charitable giving in our local ccommunities
Your individual financial successes play a role in all this too. As a member of a cooperative, your deposits become loans to help the financial wellness of other members. When you take out a loan with OCCU, it’s funded by the deposits of other members. People can buy houses and cars and start businesses and invest in themselves because you did the same. Pretty cool, huh?
It doesn’t stop there. Our goal is to help people thrive — not just our members, but everyone in the communities we serve. Last year, through the OCCU Foundation, we gave more than a half-million dollars to fund initiatives that improve the health and well-being of others in our community. And we couldn’t have done that without your support.
