How to become a member

Joining OCCU is easy. Membership is open to any of the following people:

  • Residents of our 67-county membership area (see full list below)
  • Immediate family members of an OCCU member or someone living in the membership area
  • Students or employees of the University of Oregon or members of the UO Alumni Association
  • Employees or members of Bi-Mart and their immediate family members
  • Employees of the State of Oregon
Map of qualifying counties in Oregon and Washington

The credit union difference

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Not-for-profit

Every dollar we earn is invested back into the community via scholarships, grants, low fees, and generous rates.

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No shareholders, only members

We are member-owned, which means you own a share in the organization and you have a voice in how we grow.

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We keep it local

We let our PNW pride show by elevating local businesses, sponsoring local events and bringing our members to join in on the fun.

It isn't just a place to put your money, it's a place to grow your money.
Jan Burch, OCCU Member since 1976

Ready to make the switch?

We do our best to make new membership as smooth as possible. If you're coming from an existing bank or credit union, learn more about how to move your accounts to OCCU!

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Membership agreements

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.