Earn more, save more
          
  
Earn more, save more
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The OCCU difference: Fewer fees!
In 2024 alone, our members saved $9,012,161 in reduced or eliminated account fees.
OCCU is a not-for-profit financial cooperative. Every dollar we earn is invested back into our members and the community through low fees, competitive rates, charitable giving and more!
  
      
      It isn't just a place to put your money, it's a place to grow your money
      
    
  
        
      
            Jan Burch, OCCU member since 1976
      
    
  Ready to make the switch?
Whether you’re opening your very first account or making the leap from another financial institution, we’ve made the process easy.
  *Savings comparison to other financial institutions is based on the fees reported by Bankrate.com, which is available at: https://www.bankrate.com/banking/checking/checking-account-survey/, and last reviewed on March 27, 2025.