We check all the boxes:

Safe

Your money is secure and insured.

2.00 %

APY1

Free

No ATM fees2 or minimum balance

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The details:

There’s no minimum balance, no monthly fees. Just three simple monthly qualifications:

  • Maintain active enrollment in eStatements.
  • Make one automated transaction.
  • Make 12 cleared debit transactions.

Your account will come with a free debit card, and any month you miss your qualifications you'll still receive a default rate of 0.5% APY1

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We're like a bank, but better

Opening a Remarkable Checking account will make you an official member of OCCU.

  • We're not-for-profit, investing money back into the community via scholarships, grants, low fees, and generous rates.
  • Credit unions are owned by its members and represented by a board that YOU vote for.

Member Benefits

From free access to nationwide ATMs to complimentary identify theft protection, the services that bring peace of mind come standard.

Member and Owner - A $5 deposit secures your share in the credit union, making you a member and owner.

Online Banking - Transactions and other financial business can be done online, on your mobile device, in person or on the phone—whatever is most convenient for you!

Shared Branching - Conduct transactions at thousands of credit unions nationwide.

Free ATMs - Access to over 30,000 surcharge-free CO-OP Network ATMs nationwide.

Complimentary identity theft protection through Identity Fraud, Inc., available to all members with a checking account. Additional protection available.

Early deposits – Get rewarded with direct deposits automatically sent to your account up to three days early.*

Regular FREE financial seminars on first-time home buying, paying for college, protecting yourself from financial crimes and other subjects.

FREE access to BALANCE - a personal financial education center providing online courses on everything from money management to the basics of investing.
Learn more about BALANCE

Accidental Death and Dismemberment insurance at a basic level with additional coverage available at competitive rates.
TruStage™ Accidental Death & Dismemberment Insurance

Federal insurance program for qualified deposits through National Credit Union Administration (NCUA).

Who qualifies for membership?

Members must meet one of the following qualifications:

  • Lives or works in one of our Oregon or Washington counties.

Map of qualifying counties in Oregon and Washington

 

  • Is an immediate family member of an OCCU member or someone living in the membership area.

  • Is a student at or employed by the University of Oregon or member of the UO Alumni Association.

  • Is employed by or a store member at Bi-Mart or an immediate family member of a store employee or member.

  • Is employed by the State of Oregon.