We check all the boxes:

Free

No ATM fees2 or minimum balance

2.00 %

APY1

Fast

Registration takes less than 5 minutes. 

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The details:

There’s no minimum balance, no monthly fees. Just three simple monthly qualifications:

  • Maintain active enrollment in eStatements.
  • Make one automated transaction.
  • Make 12 cleared debit transactions.

Your account will come with a free debit card, and any month you miss your qualifications you'll still receive a default rate of 0.5% APY1. 

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We're like a bank, but better

Opening a Remarkable Checking account will make you an official member of OCCU.

  • We're not-for-profit, investing money back into the community via scholarships, grants, low fees, and generous rates.
  • Credit unions are owned by its members and represented by a board that YOU vote for.

Who qualifies for membership?

Members must meet one of the following qualifications:

  • Lives or works in one of our Oregon or Washington counties.

Map of qualifying counties in Oregon and Washington

 

  • Is an immediate family member of an OCCU member or someone living in the membership area.

  • Is a student at or employed by the University of Oregon or member of the UO Alumni Association.

  • Is employed by or a store member at Bi-Mart or an immediate family member of a store employee or member.

  • Is employed by the State of Oregon.

Apply now

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 04/01/2024 and subject to change. Fees may reduce earnings.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.