How it works

Meet three simple monthly qualifications for the best rate:

  • Maintain active enrollment in eStatements.
  • Make one automated transaction.
  • Make 12 cleared debit transactions.

Regardless, you'll still have these benefits:

  • No monthly fees
  • No minimum balance
  • Access to MyOCCU Online & Mobile
  • ATM access through the nation
  • Easy bill pay process
  • Receive direct deposits up to three days sooner.3
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Acts like a checking account and builds interest like a savings account. Thanks OCCU!
Cole W.

Ready to pick your plastic?

You get to choose a debit card to pair with your Remarkable Checking account.

Debit Card

OCCU Debit

beaver debit card

Beaver Debit

Duck Debit Card

Duck Debit

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 05/06/2025 and subject to change. Fees may reduce earnings.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.

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