Expect more from your checking

Are you making the most of your checking account? With no minimum balance, no ATM fees2 and a great rate1 that keeps your money growing, a free Remarkable Checking account from OCCU can help you reach your goals when you spend.

How does it work?

There are no monthly fees. Just three simple monthly qualifications:

  • Maintain active enrollment in eStatements.
  • Make one automated transaction.
  • Make 12 cleared debit transactions.

It’s remarkably easy! Are you ready to get started?

Pick your plastic

Choose a debit card to pair with your Remarkable Checking account.

Debit Card

OCCU Debit

beaver debit card

Beaver Debit

Duck Debit Card

Duck Debit

Becoming a member

Are you ready to open a Remarkable Checking account but you’re not yet an OCCU member? Welcome! Becoming a member is easy and is open to:

  1. People who live in our 67-county membership area, which includes much of Oregon and all of Washington state.
  2. Immediate family members of an OCCU member or someone living in the membership area.
  3. Students and employees of the University of Oregon or members of the UO Alumni Association.
  4. Bi-Mart store employees or immediate family members of an employee.
  5. Bi-Mart store members or their immediate family members.
  6. State of Oregon employees.

If you meet any one of these qualifications — join us!

Tracking your progress

Worried about keeping track of how you’re doing? We’ll send out a midmonth reminder email letting you know how you’re doing to help you get your best rate.

Remarkable benefits

The perks don’t stop with the top-of-market rate!

  • Remarkable Checking has no monthly service fees, no minimum balance and access to MyOCCU Online and Mobile, bill pay and ATMs throughout the nation.2
  • Get more rewards with direct deposits automatically sent to your account up to three days early.3

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 04/01/2024 and subject to change. Fees may reduce earnings.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.