
Limited-time offer
Earn an incredible 4.80% APY9 introductory rate when you:
- Open a Remarkable Checking account
- Maintain active enrollment in eStatements
- Make one automated transaction
- Make 12 cleared debit transactions
Breadcrumb
Remarkable Checking has:
- No monthly fees
- No minimum balance
- Access to MyOCCU Online & Mobile
- ATM access through the nation
- Easy bill pay process
- The ability to receive direct deposits up to three days sooner3

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 05/06/2025 and subject to change. Fees may reduce earnings.
2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.
3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.
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9 Limited regional introductory annual percentage yield (APY): If all qualifying factors are met, 4.80% APY applies to the first $20,000 for the first 6 months, and balances over $20,000 receive 0.20% APY. Qualifying factors per billing cycle are: (1) enrollment in eStatements; (2) one or more direct deposits or automatic payments (excluding OCCU bill pay); and (3) 12 debit card transactions. If any qualifying factor is not met, 0.05% APY will apply to all balances for that billing cycle. After introductory period, rates will revert to standard Remarkable Checking rates. APYs and terms effective as of 7/7/25 and subject to change. Fees may reduce earnings.
Regional limitation: The above rates are only available to members with a permanent address within Corvallis, OR, Redmond, OR, Bend, OR, and Roseburg, OR.