Banking on a bright future

Nonprofit organizations are often unsung heroes, working hard, often with a limited budget, to help their neighbors thrive, and support initiatives that uplift the community.

When you bring your organization to OCCU, you get a financial partner with community at its core.

Start with checking and savings

Mission Driven Checking

Our nonprofit checking account is free, easy to manage and includes a Visa® debit card for easy access to your funds.

  • No monthly service fees.
  • No minimum monthly balance.
  • Unlimited transactions.1
  • Enjoy unlimited cash deposits without a fee.
  • Easy account management with MyOCCU Online & Mobile banking.
Apply now

Nonprofit money market

Strengthen your budget and earn more for your organization and the people you serve.

  • Earn up to 2.75% APY on entire balance.31
  • Unlimited withdrawals mean you always have access to your business savings.
  • No minimum daily balance or fees.
Apply now

Check out our latest business certificate rates for nonprofits and set aside money for short-term savings goals with interest rates typically higher than most savings or money market accounts. Certificates let you secure a fixed interest rate over a fixed period of time.

Keep growing

Our business lending services are here when your organization is ready to expand.

hand and coin

Business loans and lines of credit

Our competitive rates and low fees can help your organization succeed.

Learn more
Car and set of keys

Business vehicles and equipment

Your organization is going places. Our vehicle loan process is quick and easy, so you can get there.

Learn more

And get even more benefits!

Excess share insurance

Your membership comes with nonprofits excess share insurance on deposits for up to $5 million over the $250,000 in coverage already offered by the NCUA.

Electronic funds transfer

OCCU can provide in-branch ACH services for both one-time and recurring payments, as well as domestic wires.

Cleared check images

Get PDFs of your cleared checks in one easy document.

Monthly statements

View all your account transaction history, accounts details and tax information in one place.

Online & mobile account access

Manage your accounts no matter where you are. 

Disaster recovery

OCCU has a comprehensive, multilevel business continuity plan in the case of a disaster, power failure or inclement weather closures to keep business moving seamlessly and with minimum interruption.

Nonprofits have more options

Non-profit organizations are eligible to apply for all our business products. 

View all products
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Did you know OCCU is not for profit?

In 1956, a group of state employees decided to pool their money in a shoebox and help each other financially. We’ve come a long way since then. We’re now a thriving not-for-profit financial cooperative, and we’ve grown from 26 member-owners to more than 260,000!  

We invest money back into the community via scholarships, grants, sponsorships, low to no fees and generous rates. Nonprofit credit unions are owned by their members and represented by a board that YOU vote for.

OCCU Volunteer

Just like you, we're here to help the community

  • Volunteerism is so important to us that we allow our employees up to 40 hours of paid time each year to volunteer in the community. In 2023 alone, our team volunteered a total of 4,563 hours.
  • OCCU Foundation, established in 2018, is committed to helping nonprofits meet critical community needs and advocating for overall health and well-being throughout our region.  
  • We host and take part in a variety of events throughout the year. We also partner with nonprofits to spotlight their fundraisers and donation drives. 
The impact we had in 2023
Let's work together

Want to earn more interest?

Check out our Learn articles and find out the best way to boost your non-profit. 

Learn more
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Still have questions?

Our team is ready to help. If you’re ready to open your account, or you have more questions about how we can meet your nonprofit banking needs, send us a note below.

1Free combined items per month include ACH debits and credits, checks cleared and written on account.

31Minimum daily balance to earn interest on business money market accounts is $500. Rate varies depending on balance. $1,000,000 balance required to earn 2.75% APY.