With Major Mechanical Protection (MMP), you’ll feel more relaxed about unexpected auto repairs. Here’s how you’ll get back on the road without a financial breakdown:
Add MMP to your vehicle
Whether you financed your vehicle through OCCU or another institution, or you own your vehicle outright, you can add MMP at any time.
Unexpected repairs needed
When the inevitable vehicle repair is necessary, schedule service with any certified mechanic you choose and reference your MMP policy.
Give our MMP partner a call
When your certified mechanic contacts our MMP partner after a breakdown, we’ll make sure the minor inconvenience doesn’t become a major financial burden to you.
Get repairs paid for
MMP covers many common major issues, such as transmission work, with zero deductible on most plans.*
When Kelsi financed her vehicle through OCCU, she added MMP. Her coverage saved her nearly $6,000 when she needed repairs to the transmission, fuel lines, A/C compressor, U-Joints and wheel bearings within the first eight months of owning the car.
Gerold needed repairs within six months of purchasing his truck. Thanks to MMP, a turbo replacement was covered at no cost to him, saving him $3,130. And, he can rest easy knowing his vehicle is still eligible for another $25,000 worth of repairs.
Kyle added MMP to his truck two years after purchasing it. Several months later, MMP saved him nearly $2,500 when he needed to take it in for a transmission repair.
Coverage features
Select a payment option that works
If your auto loan is through OCCU, you can roll the fee for MMP into your loan. Or, you can pay straight out of pocket.
Come out on top with zero deductible*
On most plans, repairs outside normal wear and tear may be covered at no additional cost to you.
Receive a total loss refund
If your vehicle is deemed a total loss from an accident, you will be refunded the cost of your MMP plan, regardless of repair claims already paid.*
24/7 emergency roadside included
Every plan includes roadside assistance in the event of a vehicle breakdown.
Does MMP make sense for you?
There are many risks that make this coverage a wise investment for car owners:
