Take the biggest surprises out of car ownership.

With Major Mechanical Protection (MMP), you’ll feel more relaxed about unexpected auto repairs. Here’s how you’ll get back on the road without a financial breakdown:

Add MMP to your vehicle

Whether you financed your vehicle through OCCU or another institution, or you own your vehicle outright, you can add MMP at any time.

Unexpected repairs needed

When the inevitable vehicle repair is necessary, schedule service with any certified mechanic you choose and reference your MMP policy.

Give our MMP partner a call

When your certified mechanic contacts our MMP partner after a breakdown, we’ll make sure the minor inconvenience doesn’t become a major financial burden to you.


Get repairs paid for

MMP covers many common major issues, such as transmission work, with zero deductible on most plans.*

two girls driving a convertible

Coverage features

Select a payment option that works

If your auto loan is through OCCU, you can roll the fee for MMP into your loan. Or, you can pay straight out of pocket.

Come out on top with zero deductible*

On most plans, repairs outside normal wear and tear may be covered at no additional cost to you.

Receive a total loss refund

If your vehicle is deemed a total loss from an accident, you will be refunded the cost of your MMP plan, regardless of repair claims already paid.*

24/7 emergency roadside included

Every plan includes roadside assistance in the event of a vehicle breakdown.

Does MMP make sense for you?

There are many risks that make this coverage a wise investment for car owners:

  • Would a major repair bring financial hardship?
  • Has your current warranty expired?
  • Has your odometer rolled over 100,000 miles?
  • Do you plan to keep your vehicle for many years?
Protection type

Have questions?

Want to learn more about MMP? Let’s connect!

*RV MMP is now available. Conditions and restrictions apply. See your contract for more details.