8The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 06/06/2025. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.

4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 05/06/2025 and subject to change.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

1Remarkable Checking annual percentage yield (APY): 2.00% APY applies to the first $20,000 and 2.00% - 0.20% APY on balances greater than $20,000 if all qualifications have been met. 0.05% APY on all balances if qualifying factors are not met. APYs effective as of 05/06/2025 and subject to change. Fees may reduce earnings.

bill pay article image

Manage your finances with bill pay

MyOCCU Online & Mobile provides an easy way to pay all your bills in one location. With bill pay, you can easily view and edit payees, set up one-time and recurring payments, view scheduled payments and payment history. Choose the Bill Pay icon to
Topics:
Personal finance management
financial wellness article image

Manage your financial wellness

With the new Financial Wellness widget on MyOCCU Online & Mobile, you now have better insight into your financial health. The Financial Wellness widget provides a visual summary of transactions across all your accounts for up to one year. As part of
Topics:
Getting started
Personal finance management
Pink piggy bank flying through hoop with ease on blue background.

How OCCU is here to empower your financial future

What does it mean to be financially empowered — and why does it matter? As credit unions and members across the globe celebrate International Credit Union Day, we’ve been thinking a lot about financial empowerment and how it impacts our communities
Topics:
Community
Subscribe to