OCCU Foundation’s impact in 2022

At the OCCU Foundation, we see ourselves as your foundation. We exist and thrive because of our members and donors. Find out about the impact we made together this past year for our Pacific Northwest communities.
Topics:
Community

What’s prime rate and how does it affect me?

If you see a difference in your monthly payments – you’re not alone. Chances are, it may be time to make some adjustments to your money plans
Topics:
Basic Finances
Managing Debt & Credit

High yield savings account: How can it help me?

Are your savings stashed in a coffee can? Give your money a raise by putting it into a high-yield savings account. Yes, earning more money is that simple! Let’s get your money moving at max efficiency.
Topics:
Budgeting & Saving
Starting Out Financially

25Introductory terms are for new cardholders only. If you have received the benefit of a card promotion on an OCCU credit card product in the past 24 months you are not eligible for this promotion. We will not process any balance transfer request to pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.

24Cash Advance APR will be 19.49% to 29.49%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. Foreign Transaction Fee, None. Annual Fee, None.

23Purchase APR: 0.00% introductory APR for 12 months. After that 14.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate..

Chelsy McNeil
VP of Digital & Payment Services

21Rate current as of 6/16/2026. Variable rate based on prime plus margin. Margin amount depends on creditworthiness. Current APRs range from 6.75% to 10.75%. Maximum APR is 18.00%. Estimated account opening fees $0.00-$2,300.00; these fees vary depending on circumstances.

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