26Rates and terms effective as of 03/01/2023, when this content was created. Contact OCCU Card Services at 800.365.1111 for current rates and terms.
25Introductory terms are for new cardholders only. If you have received the benefit of a card promotion on an OCCU credit card product in the past 24 months you are not eligible for this promotion. We will not process any balance transfer request to pay off or pay down any account or loan issued by Oregon Community Credit Union, OCCU Card Services, LLC or our affiliates. Membership and eligibility restrictions apply.
24Cash Advance APR will be 19.49% to 29.49%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer Fee / Cash Advance Fee, $10.00 or 3.00% of the amount of each balance transfer or cash advance, whichever is greater. Foreign Transaction Fee, None. Annual Fee, None.
23Purchase APR: 0.00% introductory APR for 12 months. After that 14.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate..
21Rate current as of 06/11/2024. Variable rate based on prime plus margin. Margin amount depends on creditworthiness. Current APRs range from 8.50% to 12.50%. Maximum APR is 18.00%. Estimated account opening fees $0.00-$2,300.00; these fees vary depending on circumstances.
22If at any time automatic payments are stopped, payment is returned NSF for 2 months in a row, Borrower is past due or the loan is not in repayment status, the rate discount 0.25% will not be applied. OCCU reserves the right to modify or discontinue Borrower Benefits at its discretion and without notice.
20680 minimum credit score may increase to 720 based on the loan amount. Contact OCCU for more details.
193% down available on qualified one-unit, primary residence properties.