³⁶Purchase APR: 0.00% introductory APR for 12 months. After that 13.24% to 24.24%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 13.24% to 24.24%, based on creditworthiness and will vary with the market based on Prime rate.

³⁵Depending on credit qualifications and term length, the APR is 12.49-24.49%. Rate is current as of 6/16/2026.

³⁴The personal line of credit interest rate is a variable APR based on the prime rate, plus margin. Depending on credit qualifications, the APR is 11.75-26.49%. Rate is current as of 6/16/2026.