2Subject to conditions. See an associate or your account agreement for details.
37Annual Percentage Rate = APR. All credit card APRs are based on creditworthiness and will vary with the market based on Prime Rate. Purchase APR: 0.00% introductory APR for 12 months; after that, 12.49% to 22.49%. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 12.49% to 22.49%. Cash Advance APR will be 17.49% to 27.49%.
33The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 03/05/2026. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.