¹⁸Standard closing costs and prepaid escrows apply. Borrower is required to contribute a minimum of $1,000 and can be used toward closing costs. Borrower must have a minimum 680 credit score, other credit qualifications, conditions and restrictions apply.

¹³Investment advisory services offered through PFG Advisors, LLC, a SEC registered investment adviser. Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Insurance products offered through approved carriers. OCCU Investment Services, Oregon Community Credit Union, PFG Advisors, LLC, and Osaic Wealth, Inc. are separately owned entities and are not affiliated companies. Osaic Wealth, Inc.

¹²The IRA annual percentage yields (APY) and rates are current as of 09/22/2025. There is a minimum balance requirement of $500 to open a traditional or Roth IRA account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings. See all rates and fees associated with OCCU certificate accounts here.

¹⁰Bump-up certificates allow you to increase your rate and add an additional deposit, up to the original principal balance, once per term.

¹¹1.00% annual percentage yield (APY) on balances between $0 to $24,999.99; 1.10% APY on balances between $25,000.00 to $99,999.99; 1.20% APY on balances $100,000 or more. APY & rate may change. Fees could reduce earnings. Rates accurate as of 08/12/2025.

⁵Money Market account APY & rate may change. Fees could reduce earnings. 0.50% APY on balances $500-$4,999.99, 1.00% APY on balances $5,000-$249,999.99, 1.10% APY on balances $250,000 or more.

⁹Promotion is for a 7-month CD with an APY of 3.50%. Annual percentage yield (APY) accurate as of 11/03/2025. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.

⁸The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 11/03/2025. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.

⁷Primary Savings account APY & rate may change. There is a minimum opening balance requirement of $5. Fees could reduce earnings.

⁶Holiday or Tax Savings account APY & rate may change. There is a minimum opening balance requirement of $25. Fees could reduce earnings.