Wherever you are, we take you where you want to be

At OCCU, we recognize that our members are individuals and that personal financial needs may change at any time. That's why we're always listening and ready to pair you with services that make life easier. We're ready to take the guesswork out of which ones – and deliver more than you ever expected.

Serving you begins with convenient and rewarding checking accounts, but extends well beyond to savings accounts for future goals like retirement, and lending services for the things that can't wait. OCCU is here with advice at every step, because we define our worth in terms of your success.

Checking and savings accounts

Checking accounts

Looking for a checking account that earns you more? Make the move to Remarkable Checking® from OCCU. It’s the checking account that’s true to its name. It’s free, there’s no minimum balance – and it actually pays you!

Savings accounts

Thinking ahead to the future comes naturally, and OCCU wants to make saving for it just as effortless. In addition to primary savings accounts, OCCU offers easy-to-open secondary savings accounts and money market accounts to meet all your savings goals.

Certificate accounts

Grow your savings with the perfect balance of a secure return without a long-term commitment. With a certificate account, also known as a certificate of deposit or CD, you earn more interest than a savings account and will have access to your funds after a short-term fixed period.


We're always hoping you can reach retirement in the best way possible. From a traditional IRA or a Roth IRA, we're happy to talk about the best option for you. Depending on your eligibility, either option can be an excellent way to invest in your future.


Home loans

We know there’s more than one route to your dream home. That’s why we offer a wide variety of mortgage options for every financial journey. We'll work closely with you to select the right financing option and guide you through every step along the way.

Student loans

Education is one of the best long-term investments you can make. It's also one of the most expensive. When federal financial aid isn't enough, consider a Private Student Loan from OCCU.

Personal loans

At OCCU, we’re here to help when you need it most. Personal credit lines come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase.

Vehicle loans

You’re going places. We’ll help you find the wheels to get there. Whether you’re ready to buy or just starting your search, you’re in the right place for personalized help from people you can trust.

Have questions?

Want to learn more about Personal Banking Services? Let's connect!