What's New
You and OCCU
Your go-to hub for all things new at OCCU.
We’re bringing everything you deserve.
Wish you had one spot to get all the latest OCCU updates? This is it!
You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.
You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.
Use the drop-down menus below to discover and learn more.
P.S. We recommend you bookmark this page and revisit it often for the latest updates!
OCCU snapshot: a quick take on what’s new
- Budgeting basics. Whether you’re working toward a specific financial goal or simply trying to keep your monthly expenses in check, budgeting is a great first step. Knowing how much money goes in and out of your accounts and making conscious decisions about future purchases and where you can cut back is good practice. Ready to get started? Here are some tips.
- Vishing: know the signs. “Your credit card has been compromised.” “There’s a problem with your tax return.” Vishing (voice phishing) scammers will try to scare you into thinking there’s an emergency so you will give up your personal information. They may think they’re smart. But you’re smarter. Know how to protect yourself.
- Home safe home. If your home is your castle, think of homeowner’s insurance as your metaphorical moat, protecting you from financial hardship should the unexpected happen. Learn more.
- Spending has never been more rewarding. Our Remarkable Checking just got more, well, remarkable! With an introductory rate of 4.00% APY* for balances up to $20,000, and .20% for balances greater than $20,000 for the first six months when you meet the monthly qualifications, there’s never been a better time to make the move to Remarkable Checking. Current account holders will also see a boost in earnings, with 2.00% APY* on their balances every month! Find out more.
14.00% annual percentage yield (APY) intro rate effective for the first month of new account opening and 6 statement cycles (“cycle”) after for balances of $20,000 or below. Remaining balances greater than $20,000, will receive a rate of .20% APY. After the intro period, a 2.00% APY is applied to the first $20,000. Remaining balances greater than $20,000, will receive a rate of .20% APY. All rates subject to the following qualifying factors required per cycle: 1) 12 settled debit card transactions; 2) 1 direct deposit or ACH debit or credit transaction (excluding OCCU’s Bill Pay service); and 3) active enrollment in eStatements. If one or more of the qualifying factors are not met, account will receive a default rate of .05% APY for that cycle. Statement cycle = first day of the month to the last day of the month (ex. May 1 – May 31). APYs effective as of 04/22/2023 and subject to change. Introductory offer may end at any time, contact OCCU for details. Fees could reduce earnings.
Learn more
Member security: Identity theft
In a perfect world, we wouldn’t need to worry about identity theft.
Unfortunately, personal security cannot be left to chance. At OCCU, the safety and security of your personal accounts and finances are our top priority. But we can’t do it alone. It’s important that you are also vigilant about protecting your sensitive information.
Oftentimes, the best defense is a good offense. Check your credit report regularly for signs of tampering. (You can do this at AnnualCreditReport.com). Use unique and hard-to-guess passwords on each of your online accounts. And stay on top of the newest and latest scams, so you know what to watch out for, and what to do if your information is compromised:
OCCU Security hub: https://myoccu.org/about-occu/security
FTC Identity Theft hub: https://consumer.ftc.gov/identity-theft-and-online-security/identity-theft
Free credit reports: https://www.annualcreditreport.com/index.action
At OCCU, we take every step possible to protect your personal information and your finances. That includes providing you with resources to help you spot the scams so you can stay vigilant. Our Member Security YouTube playlist will let you know how to protect yourself.
When we work together, your finances and your information are doubly fortified against intruders.
Introducing a new member benefit: early direct deposit
You work hard for your money. Wouldn’t it be nice to get it sooner?
We’re thrilled to announce that OCCU members now have the benefit of accessing money from direct deposits early!
We’ve talked before about the benefits of direct deposit. The convenience. The security. Now we can add speed to the list! When you have your paycheck direct-deposited, it could hit your account up to three days earlier.*
Direct deposits into these accounts will arrive up to three days early:
- Checking accounts.
- Business checking accounts.
- Savings accounts.
- Business savings accounts.
- Money market accounts.
- … And more!
There’s no cost and no need to enroll beyond having direct deposit set up. It’s just a perk of being an OCCU member.
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.
Fight inflation, maximize your savings
Right now, we’re offering a limited 5.05% annual percentage yield (APY)9 with our 7-month certificate of deposit (CD) and a 5.30% APY9 with our 13-month CD. Take advantage of higher interest rates and reach your financial goals sooner. Give your savings a boost.
9Promotion is for a 7-month CD with an APY of 5.05% or a 13-month CD with an APY of 5.30%. Annual percentage yield (APY) accurate as of 06/01/2023. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.
OCCU is growing
OCCU is growing, and we’re getting ready to put down roots in Roseburg. The branch will be open soon and we can’t wait to meet you there.
You can also visit us at our other newest branch locations:
Redmond branch.
Junction City branch.
Keizer branch.
Wilsonville branch.
Visit our locations page here for more details.
Enhanced ATMs and video teller service
We have rolled out new automated teller machines (ATMs), video teller service and upgraded interactive teller machine (ITM) technology!
ATMs: Our new machines offer all the ease and convenience of automated banking, but with a more human touch. Your visits will be more member-centered with updated self-service and security enhancements.
ITM technology: We’re introducing a new member experience! Now available is upgraded technology for our ATMs. ITM technology allows you to connect with our team by video. This new member experience is secure and expands the service options available to you. Get ready for a convenient way to complete in-branch transactions — without leaving your car!
The new video teller experience is now available at all branch and kiosk locations.
Thanks for growing with us!
Our latest OCCU updates are possible because of you. Find out ways you can share your feedback and voice with our team.
9Promotion is for a 7-month CD with an APY of 5.05% or a 13-month CD with an APY of 5.30%. Annual percentage yield (APY) accurate as of 06/01/2023. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.