What's New
You and OCCU
Your go-to hub for all things new at OCCU.
We’re bringing everything you deserve.
Wish you had one spot to get all the latest OCCU updates? This is it!
You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.
You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.
Use the drop-down menus below to discover and learn more.
P.S. We recommend you bookmark this page and revisit it often for the latest updates!
OCCU snapshot: a quick take on what’s new
- More for what matters. Kickstart your savings with Ignite Savings start earning more. More for family vacations. More for home renovation. More for the things that you care about, whatever they may be. Learn more to earn more!
- Who’s calling? For many of us, when the phone rings, it means there’s an emergency. But just as likely, it’s a phone scammer, with their own “emergency.” They need you to wire money or deliver gift cards to a stranger to pay off an overdue tax bill. If you’re not careful, they can be very convincing. Know the signs so you can protect yourself.
- Giving back. We’re halfway through 2024 and thanks to the generosity of people like you, we’ve made incredible strides to help our community thrive. We’re a force for good! Here’s what we achieved together. r.
- Every member has a story. For Mike Reel of South Valley Automotive in Junction City, his is about community support and helping the people who keep his business running. “We’re not here to get rich,” he says. “We’re here to keep you guys safe and on the road.” Hear his OCCU story and consider sharing yours.
Learn more
Ignite possibilities
What would you do with more? Find out with a high-interest savings account like Ignite Savings. It’s easy.
- No minimum balance or deposit necessary.
- Earn 5.25% annual percentage yield (APY)4 on the first $500 in the account.
- Continue to earn competitive interest rates as your balance grows.
- Get direct deposits automatically sent to your account up to three days early.
As your balance grows, so do the possibilities.
So what would you do with more? Use our savings calculator to find out how much more you have to look forward to and get started here.
Upgrade your checking. It’s Remarkably easy!
A checking account is more than just a way to fund the checks you write (if you still write them). It’s a central hub for most of your financial activity. Your debit card purchases, your online bill payments, your transfers — there’s a good chance that your checking account is doing a lot of heavy lifting.
But it can do more. Remarkably more.
Remarkable Checking from OCCU is a free checking account with no fees or minimum balance, unlimited ATM usage2 and a great interest rate that lets you earn while you spend.
To earn the most possible interest, all you have to do is meet a few simple requirements each month:
- Use your debit card 12 times.
- Set up at least one direct deposit or auto-pay.
- Sign up for eStatements.
When it comes to your money, why should you settle for anything less than remarkable? Imagine the possibilities that could open up when you start earning more from your checking. Learn more about how you could benefit from opening a Remarkable Checking account today.
OCCU is growing
OCCU is growing, and we've opened a new branch in Cottage Grove.
We can’t wait to meet you there!
Visit MyOCCU.org/CottageGrove for more information.
You can also visit us at our other new locations:
Visit our locations page here for more details.
Build a better budget
There is no one-size-fits-all strategy when it comes to budgeting. Some people follow the 50-30-20 rule. Some folks figure it out as they go along. Every person has a different needs, different wants and different incomes. But there are some basic tenets you’ll find most successful budgets follow.
- Don’t spend more than you make. (It sounds obvious, but....)
- Use a high-yield savings account to grow your money even faster.
- Allow yourself a little fun money.
When you’re ready to buckle down and budget, we’re here to help. If you’re just beginning your budgeting journey, start with the basics. Then, take all that money you’re saving and make it work for you with a high-yield savings account!
How can a CD help me?
A certificate of deposit (CD) is a frequently overlooked money tool that can help you power up your savings and take full advantage of your interest-earning potential. If you’re new to saving, it might not be the first place to start. But once your savings account is humming along and you’ve got an emergency fund set aside, it might be time to consider diverting some of your cash into a CD to help fund your future.
Since you get to choose the term length and how much you deposit, you can use CDs for a variety of savings goals. For example, you can:
- Open a six-month or 12-month CD to save up for a vacation, home renovation or large purchase.
- Use a five-year CD to save up for a major life event down the road, such as a wedding or a college fund for the kids.
- Redirect extra funds from your savings into a CD with any term length to keep your money growing at max capacity.
Ready for some no-risk investing? Read on and get going.
How can a money market account help me?
Thinking about stepping up your savings strategy? Now is the perfect time to open an OCCU money market account. We’re increasing our interest rates, so you can earn up to 0.50% APY on your entire savings balance.* It’s our way of investing back in our members to help you build financial security in an uncomfortable economy.
While some financial institutions limit your monthly transactions, OCCU allows unlimited in-person access to your money, which means you can withdraw your funds whenever you need them. That’s why our money market accounts work especially well for shorter-term savings goals, such as:
- Building up an emergency fund.
- Saving for a car or down payment on a home.
- Establishing a home repair fund.
- Saving for occasional expenses such as holiday shopping, business taxes or annual insurance premiums.
With the right money market account, you can kick your savings into high gear and grow your money even when things are tight. Read on to make the most of your money market account.
Thanks for growing with us!
Our latest OCCU updates are possible because of you. Find out ways you can share your feedback and voice with our team.
2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.
3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.
4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 04/01/2024 and subject to change.
9Promotion is for a 7-month CD with an APY of 4.75% or a 13-month CD with an APY of 4.50%. Annual percentage yield (APY) accurate as of 04/01/2024. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.