You and OCCU
Your go-to hub for all things new at Oregon Community Credit Union.
We’re bringing everything you deserve.
Wish you had one spot to get all the latest OCCU updates? This is it!
You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.
You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.
Use the drop-down menus below to discover and learn more.
P.S. We recommend you bookmark this page and revisit it often for the latest updates!
OCCU snapshot: a quick take on what’s new
Spending has never been more rewarding. Our Remarkable Checking just got more, well, remarkable! With an introductory rate of 4.00% APY* for balances up to $20,000, and .20% for balances greater than $20,000 for the first 6 months when you meet the monthly qualifications, there’s never been a better time to make the move to Remarkable Checking. Current account holders will also see a boost in earnings, with 2.00% APY* on their balances every month! Find out more.
- Look ahead. The new year is starting to feel … a little old, right? So find something to get excited about and start saving! Our 7-month CD special means you can open an account today that will be ready for you in October — just in time for holiday shopping or a winter vacation. This simple move will have your money working hard for you, and you can pat yourself on the back for being proactive. Or you can open a 13-month CD and start planning for a 2024 renovation or a spring break to remember. Start saving.
- Meet your new Insurance Services team. You count on OCCU to keep your money safe and secure. But we want to keep everything else that’s important to you safe as well. Our Insurance Services team is here to find the coverage you need to feel secure when you’re in your home or on the go. With more than 87 years of experience and partnerships with high-quality insurance companies, our team will listen to your needs and offer solutions that fit your life and your budget. Get to know them.
- Outsmart the scammers: You know how stressful tax season can be. Unfortunately, scammers do too. And they’ll take advantage of these anxieties to trick innocent people into giving them money or personal information. But you don’t have to be one of them. Here are some of the most common scams, how to avoid them and what to do if you get bamboozled.
- Are you ready Redmond? Your new neighborhood OCCU branch is opening in March. We’re located in the Nolan Town Center, at 875 SW Rimrock Way, Ste. 100. Meet the team that’s ready to help you reach your financial goals. Then come join us for our grand opening March 13–25 so we can get to know you and then we can celebrate together!
14.00% annual percentage yield (APY) intro rate effective for the first month of new account opening and 6 statement cycles (“cycle”) after for balances of $20,000 or below. Remaining balances greater than $20,000, will receive a rate of .20% APY. After the intro period, a 2.00% APY is applied to the first $20,000. Remaining balances greater than $20,000, will receive a rate of .20% APY. All rates subject to the following qualifying factors required per cycle: 1) 12 settled debit card transactions; 2) 1 direct deposit or ACH debit or credit transaction (excluding OCCU’s Bill Pay service); and 3) active enrollment in eStatements. If one or more of the qualifying factors are not met, account will receive a default rate of .05% APY for that cycle. Statement cycle = first day of the month to the last day of the month (ex. May 1 – May 31). APYs effective as of 02/09/2023 and subject to change. Introductory offer may end at any time, contact OCCU for details. Fees could reduce earnings.
New hours beginning Jan. 30
We’re excited to announce new hours of operation beginning on Jan. 30 across all OCCU locations.
Branch drive-up and lobby hours:
Monday and Friday: 9 a.m. to 6 p.m.
Tuesday through Thursday: 9:30 a.m. to 5 p.m.
Saturday: 9:30 a.m. to 4 p.m.
Video teller services:
Monday through Friday: 7:30 a.m. to 6 p.m.
Saturday: 9:30 a.m. to 4 p.m.
Call center and lending team:
Monday through Friday: 8 a.m. to 6 p.m.
Saturday: 9:30 a.m. to 4 p.m.
These new hours mean more time on Saturday to get in-person attention and personalized member service at your OCCU branch. And while our drive-up window will open later on weekdays, our live video tellers will be available starting at 7:30 a.m. to help you get your transactions done and have you on your way.
We’re excited to see you during our new, expanded hours and look forward to finding more ways to serve you in the future.
2022 Annual Meeting
Join us virtually for our 2022 Annual Meeting.
Thursday, March 16, 2023
Time: 5:00 p.m.
Location: This meeting will be held virtually. Additional information and RSVP details will be available as we near the meeting.
Member security: Protect yourself and your financial information
Scammers are always trying to find new ways to access your information and your accounts, using tactics like:
Phishing. Sending emails disguised as being from reputable people or organizations, like friends, family members or your local credit union.
Vishing. Have you ever gotten a phone call from someone claiming to be from the IRS, requesting information because there “was something wrong with your tax return”? Or a representative from your financial institution claiming there’s a problem with your account? That’s vishing.
Smishing. Like phishing, but through text. This one’s particularly sneaky because people tend to trust texts more readily than phone calls.
Skimming. By tampering with credit card readers and ATMs, criminals can stealthily capture card information and the cardholder is none the wiser.
Fraudulent websites. Most of us know to watch out for suspicious links. But spoofed websites are a bit trickier. People typically end up on a spoofed site when they type their destination into a search bar and the search result gets hijacked, pointing the user to a fraudulent site instead.
At OCCU, we take every step possible to protect your personal information and your finances. That includes providing you with resources to help you spot the scams so you can stay vigilant. Our Member Security YouTube playlist will let you know how to protect yourself.
When we work together, your finances and your information are doubly fortified against intruders.
Introducing a new member benefit: early direct deposit
You work hard for your money. Wouldn’t it be nice to get it sooner?
We’re thrilled to announce that OCCU members now have the benefit of accessing money from direct deposits early!
We’ve talked before about the benefits of direct deposit. The convenience. The security. Now we can add speed to the list! When you have your paycheck direct-deposited, it could hit your account up to three days earlier.*
Direct deposits into these accounts will arrive up to three days early:
- Checking accounts.
- Business checking accounts.
- Savings accounts.
- Business savings accounts.
- Money market accounts.
- … And more!
There’s no cost and no need to enroll beyond having direct deposit set up. It’s just a perk of being an OCCU member.
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.
Fight inflation, maximize your savings
Right now, we’re offering a limited 2.55% annual percentage yield (APY)9 with our 7-month certificate of deposit (CD) and a 4.75% APY9 with our 13-month CD. Take advantage of higher interest rates and reach your financial goals sooner. Give your savings a boost.
We've got your back
It’s perfectly natural to be concerned about your financial security. Even in times of prosperity, you should be mindful of potential issues with your savings and investments. And as news swirls about a potential government shutdown, it’s OK to worry.
But there’s no need to stress.
Remember: This isn’t the first time the country has faced a roadblock like this. And banking systems have evolved considerably since the Great Depression, or even 1987’s Black Monday. “There wasn’t the huge, centralized banking system we have now,” says Heather Metcalf AWMA® , OCCU financial advisor. “There are a lot of rules in place to prevent that from happening again.”
It’s also important to keep in mind that when your money is deposited into a checking or savings account, it’s insured. Your OCCU accounts — all credit union accounts, in fact — are insured by the NCUA up to at least $250,000 per individual depositor. If it’s in an OCCU account, it’s safe with us.
If you’re concerned about how a shutdown might affect your financial well-being, let us help. No matter where you are on your financial journey, our team of advisors can help you get on track, stay the course, or reroute. Let’s talk.
“There will always be movements in the market,” Metcalf said. “And you can’t have a rainbow without rain.” As an OCCU member, you have a partner with a vested interest in your financial success. When you bank with us, we have your back, rain or shine.
*Securities offered through Securities America, Inc., member FINRA/SIPC. Financial Advice & Investment Advisory Services offered through PFG Advisors, a Registered Investment Advisor (RIA). PFG Advisors, OCCU Investment Services, Oregon Community Credit Union and Securities America, Inc. are separate entities. Securities America and its representatives do not provide tax or legal advice; therefore it is important to coordinate with your tax or legal advisor regarding your specific situation.
CLICK HERE FOR A COPY OF PFG ADVISORS’ RELATIONSHIP SUMMARY (FORM CRS).
CLICK HERE FOR A COPY OF SECURITIES AMERICA, INC’S RELATIONSHIP SUMMARY (FORM CRS).
Free and simple tools are available for research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing.
Not NCUA Insured • No Credit Union Guarantee • May Lose Value
This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.
Member FINRA/SIPC. FINRA registered branch office location: 2890 Willamette Street, Eugene, OR 97405
OCCU is growing
OCCU is growing, and we’re getting ready to put down roots in Redmond. The branch will be open soon and can’t wait to meet you there.
You can also visit us at our other newest branch locations:
Junction City branch.
Visit our locations page here for more details.
Enhanced ATMs and video teller service
We have rolled out new automated teller machines (ATMs), video teller service and upgraded interactive teller machine (ITM) technology!
ATMs: Our new machines offer all the ease and convenience of automated banking, but with a more human touch. Your visits will be more member-centered with updated self-service and security enhancements.
ITM technology: We’re introducing a new member experience! Now available is upgraded technology for our ATMs. ITM technology allows you to connect with our team by video. This new member experience is secure and expands the service options available to you. Get ready for a convenient way to complete in-branch transactions — without leaving your car!
The new video teller experience is now available at all branch and kiosk locations.
Thanks for growing with us!
Our latest OCCU updates are possible because of you. Find out ways you can share your feedback and voice with our team.
9Promotion is for a 7-month CD with an APY of 2.55% or a 13-month CD with an APY of 4.75%. Annual percentage yield (APY) accurate as of 02/02/2023. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details.