You and OCCU

Your go-to hub for all things new at OCCU.

We’re bringing everything you deserve.

Wish you had one spot to get all the latest OCCU updates? This is it!

You and OCCU is a brand-new hub we created for our members to have access to all our exciting announcements.

You’re an important part of our growth and vision. Join in and come along with us as we explore new paths, member experiences, services and more together.

Use the drop-down menus below to discover and learn more.

P.S. We recommend you bookmark this page and revisit it often for the latest updates!

OCCU snapshot: a quick take on what’s new

  • Fewer fees, more savings. Did you know that OCCU has eliminated or reduced a majority of account-related fees over the years? Not sure what to do with the windfall? Here are some ideas.
     
  • Meet Jan. For more than 40 years, she has let OCCU be a part of her life and her financial journey. She feels secure knowing her money is safe and there’s a team of people behind her, wanting her to succeed. “It means a great deal to me,” she says, “to feel more like a family than part of an institution.” Here’s her story.
     
  • Find your way home. Buying a home can be exhilarating … and overwhelming. Before you start your journey, familiarize yourself with the road ahead. When you know what to expect, you can enjoy the ride.
     
  • ’Tis the season. Our members are often surprised to learn that their OCCU credit card can be a powerful tool for charitable giving. If you want to give something back for the holidays, your credit card can help make a difference. Here’s how.
     
  • Giving back. We’re almost finished with 2024 and thanks to the generosity of people like you, we’ve made incredible strides to help our community thrive. We’re a force for good! Here’s what we achieved together. 
     
  • Every member has a story. For Mike Reel of South Valley Automotive in Junction City, his is about community support and helping the people who keep his business running. “We’re not here to get rich,” he says. “We’re here to keep you guys safe and on the road.” Hear his OCCU story and consider sharing yours.

Learn more

Ignite possibilities

What would you do with more? Find out with a high-interest savings account like Ignite Savings. It’s easy.

  • No minimum balance or deposit necessary.
  • Earn 5.25% annual percentage yield (APY)4 on the first $500 in the account.
  • Continue to earn competitive interest rates as your balance grows.
  • Get direct deposits automatically sent to your account up to three days early.

As your balance grows, so do the possibilities. 

So what would you do with more? Use our savings calculator to find out how much more you have to look forward to and get started here. 

Upgrade your checking. It’s Remarkably easy!

A checking account is more than just a way to fund the checks you write (if you still write them). It’s a central hub for most of your financial activity. Your debit card purchases, your online bill payments, your transfers — there’s a good chance that your checking account is doing a lot of heavy lifting.

But it can do more. Remarkably more.

Remarkable Checking from OCCU is a free checking account with no fees or minimum balance, unlimited ATM usage2 and a great interest rate that lets you earn while you spend. 

To earn the most possible interest, all you have to do is meet a few simple requirements each month:

  • Use your debit card 12 times. 
  • Set up at least one direct deposit or auto-pay. 
  • Sign up for eStatements. 

When it comes to your money, why should you settle for anything less than remarkable? Imagine the possibilities that could open up when you start earning more from your checking. Learn more about how you could benefit from opening a Remarkable Checking account today.

A financial solution for nonprofits

At OCCU we believe in the work nonprofit organizations are doing in our communities, and we want to help clear your path so you can stay focused on making an impact.  

It’s all about maximizing your resources to maximize your impact. Designed to eliminate the fees and limits that typically hold up organizations, Mission Driven Checking can help nonprofits make more efficient use of their resources.   

Benefits include:  

  • No monthly service fees.  
  • Unlimited transactions.*  
  • No minimum monthly balance.  
  • Unlimited cash deposits without a fee.  

Your nonprofit organization has a unique gift to give and a unique role to fill. The more you’re able to focus on that, the more our communities benefit. A frictionless checking experience helps keep your financials running smoothly so you can redirect more time and attention to tasks that move the needle.  

Let’s team up and make a difference. You provide the mission. We’ll handle the checking. Learn more about Mission Driven Checking and how this account can support your nonprofit organization.  

* Free combined items per month include ACH debits and credits, checks cleared and written on account.  

 

OCCU is growing

OCCU is growing, and we’re putting down roots in Corvallis. 

We can’t wait to meet you there! 

Stay tuned to our Corvallis branch page for more updates. 

Cottage Grove branch.

Redmond branch.

Roseburg branch.

Visit our locations page here for more details.

Simple steps toward stronger finances

At OCCU, we're passionate about your financial success. Whether you're just starting out or getting ready for retirement, we can help you reach your financial goals. This simple plan will get you going.

Start with a budget 
It’s the map you'll use to reach your financial destination. A thorough budget helps you save for something special while giving you a clear view of how much you have to spend at any given time. Need help getting started? Download our fillable budgeting tool.

Save toward an emergency fund 
From a broken axle to a broken ankle, we all face unplanned expenses from time to time. That’s why it's important to have an emergency fund. A good goal would be to save enough to cover about three to six months of your essential monthly expenses. 

Plan for the future 
"How did it get so late so soon?" asks Dr. Seuss. That’s why it’s so important to start

saving right now for things like your retirement, your growing family, your child’s college fund and more. Meet our Investment Services team and make an appointment today.

Work toward great credit 
Lenders use your credit score to determine if you qualify for a loan or credit card, and a good score may help you secure a lower interest rate. Start building your credit by paying all of your credit card and utility bills on time, avoiding debt when possible and applying only for credit cards you know you’ll be able to pay off.

Decide whether you should rent or buy 
Lots of factors play into the decision to buy a home or remain a renter. It's both a personal and a financial choice. Building equity and ownership is balanced against the freedom and mobility of renting. 

Feeling stuck? We're here to help. If you have any questions or just want to run something by us, stop by your local OCCU branch or give us a call at At OCCU, we're passionate about your financial success. Whether you're just starting out or getting ready for retirement, we can help you reach your financial goals. This simple plan will get you going.

Start with a budget 
It’s the map you'll use to reach your financial destination. A thorough budget helps you save for something special while giving you a clear view of how much you have to spend at any given time. Need help getting started? Download our fillable budgeting tool.

Save toward an emergency fund 
From a broken axle to a broken ankle, we all face unplanned expenses from time to time. That’s why it's important to have an emergency fund. A good goal would be to save enough to cover about three to six months of your essential monthly expenses. 

Plan for the future 
"How did it get so late so soon?" asks Dr. Seuss. That’s why it’s so important to start

saving right now for things like your retirement, your growing family, your child’s college fund and more. Meet our Investment Services team and make an appointment today.

Work toward great credit 
Lenders use your credit score to determine if you qualify for a loan or credit card, and a good score may help you secure a lower interest rate. Start building your credit by paying all of your credit card and utility bills on time, avoiding debt when possible and applying only for credit cards you know you’ll be able to pay off.

Decide whether you should rent or buy 
Lots of factors play into the decision to buy a home or remain a renter. It's both a personal and a financial choice. Building equity and ownership is balanced against the freedom and mobility of renting. 

Feeling stuck? We're here to help. If you have any questions or just want to run something by us, stop by your local OCCU branch or give us a call at 800.365.1111..

Thanks for growing with us!

Our latest OCCU updates are possible because of you. Find out ways you can share your feedback and voice with our team.

Contact our team

2Foreign ATM fees charged by non-OCCU and non-Co-op financial institutions for the use of their ATMs will be automatically credited back to your account by OCCU at the end of the statement cycle. This credit is subject to meeting the qualifying factors. Statement Cycle = first day of the calendar month to the last day of the calendar month. Example: May 1 – May 31.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. OCCU may, but shall not be required to under any circumstances, make these funds available on the day the payment file is received, which may be up to three (3) days earlier than the scheduled payment date. OCCU does not assume any liability for not depositing these funds to your account early. OCCU may terminate early access at any time without notice.

4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 10/23/2024 and subject to change.