Three pots of pennies with folded dollar bills as rose plants growing into full bloom.

What’s a sinking fund? How to get started with this savings strategy

Saving up for future planned expenses is a strong way to support your financial wellness. Find out what a sinking fund is and how you can get started with this easy savings strategy today.
Topics:
Budgeting & Saving
Retiree couple sitting on a park bench peacefully during golden hour in a park.

What’s SECURE Act 2.0 and how does it affect me?

Financial wellness is all about making the best possible use of your resources. Your retirement funds play a key role in laying the groundwork for your long-term comfort and happiness. Learn more about the new provisions of SECURE Act 2.0 and how
Topics:
Retirement Planning
Father and daughter, grinning face to face.

OCCU Foundation and Parenting Now: investing in parenting education

With a $40,000 grant from the OCCU Foundation, Eugene-based nonprofit, Parenting Now launched, “Haga de la Familia un Placer.” Read on to learn how the OCCU Foundation and Parenting Now’s partnership is creating family support networks locally and
Topics:
Community
Credit Unions vs. Banks
Woman with pen and light bulb graphic design thinking about the future.

Introducing our newest email series: Money mindfulness

When you manage your money mindfully, you maximize its value. Where you spend it, where you invest it, who you trust to keep it safe — it all makes an impact. Get started on the path of money mindfulness and sign up for our new email series today.
Topics:
Basic Finances
Starting Out Financially

38Rate current as of 07/15/2024. Current APRs range from 9.78% to 10.15%. Rate is based on credit profile, actual APR may be higher. Fees vary depending on circumstances. Example of home equity loan payment: $50,000 loan with a 180-month term at an APR of 9.78% results in a monthly payment of $530.59. Payment example is for example purposes only. Actual monthly payments may vary.

person on computer

Home equity 101: Learn the basics

The equity you have in your home can serve as a valuable financial tool for advancing your life goals and funding major milestones — but only if you use it purposefully. Your home is one of the biggest investments you’ll ever make, so it’s important
Topics:
Owning a Home

36Purchase APR: 0.00% introductory APR for 12 months. After that 14.24% to 25.24%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.24% to 25.24%, based on creditworthiness and will vary with the market based on Prime rate.

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