38Rate current as of 12/16/2024. Current APRs range from 9.55% to 9.90%. Rate is based on credit profile, actual APR may be higher. Fees vary depending on circumstances. Example of home equity loan payment: $50,000 loan with a 180-month term at an APR of 9.55% results in a monthly payment of $523.62. Payment example is for example purposes only. Actual monthly payments may vary.

person on computer

Home equity 101: Learn the basics

The equity you have in your home can serve as a valuable financial tool for advancing your life goals and funding major milestones — but only if you use it purposefully. Your home is one of the biggest investments you’ll ever make, so it’s important
Topics:
Owning a Home

36Purchase APR: 0.00% introductory APR for 12 months. After that 13.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 13.49% to 24.49%, based on creditworthiness and will vary with the market based on Prime rate.

Phillip smith
Phillip Smith
Associate Director
Sam Kamkar
Sam Kamkar
Director
Diagonal rows of pink piggy banks with shadows on pale blue background.

What’s new: Early direct deposit, increased savings rates, Insurance Services team, and more

At OCCU, we’re constantly growing, innovating and expanding our member benefits and services to give you more ways to enrich your life. From expanding our hours for when you need us most, early direct deposit, introducing Insurance Services and more
Topics:
Budgeting & Saving
Insurance & Protection
Community
Credit Unions vs. Banks