⁴¹Purchase APR: 0.00% introductory APR for 12 months. After that 15.24% to 25.24%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 15.24% to 25.24%, based on creditworthiness and will vary with the market based on Prime rate. Cash Advance APR will be 20.24% to 30.24%, based on creditworthiness and will vary with the market based on Prime rate.

⁴⁰$100 bonus offer applies to Remarkable Checking accounts opened before July 15, 2023 at the OCCU Roseburg branch location. Bonus credited to the account 90 days after account is opened and other qualifications are met. Additional restrictions and qualifications apply. Contact an OCCU representative for additional bonus details. 4.00% annual percentage yield (APY) intro rate effective for the first month of new account opening and 6 statement cycles (“cycle”) after for balances of $20,000 or below.

³⁹Odds of winning depend on number of entries received. No purchase necessary. To enter without purchase mail a 3” x 5” note card with your name, address, and telephone number to: OCCU Contests, P.O. Box 77002 Springfield, OR 97475-0146. Sponsor: Oregon Community Credit Union, 2880 Chad Dr, Eugene, OR 97408.