37Purchase APR: 0.00% introductory APR for 12 months. After that 14.24% to 24.24%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 14.24% to 24.24%, based on creditworthiness and will vary with the market based on Prime rate. Cash Advance APR will be 19.24% to 29.24%, based on creditworthiness and will vary with the market based on Prime rate.
33The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 04/01/2024. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
32Promotion is for a 7-month CD with an APY of 4.75% or a 13-month CD with an APY of 4.50%. Annual percentage yield (APY) accurate as of 04/01/2024. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Offer may end at any time, contact OCCU for more details.
31Minimum daily balance to earn interest on business money market accounts is $500. Rate varies depending on balance. $1,000,000 balance required to earn 2.75% APY.
30OCCU Refer-a-Friend program allows an eligible OCCU member (“Referrer”), who is 18 years old or older, to earn a $100 cash bonus when they refer a Friend to open a Remarkable Checking account. In addition, the Friend can also earn a $100 cash bonus* when certain conditions are met. “Friend” means an individual who opens a Remarkable Checking account during the Program Period and who has been referred to OCCU by Referrer as evidenced by presenting the Referrer’s unique code at account opening.