⁴⁶13-month CD with an annual percentage yield (APY) of 4.25%. APY accurate as of 05/06/2025. Minimum balance to obtain APY is $10,000 of new money (not currently on deposit at OCCU). Owner may increase the interest rate once during the term to the current interest rate offered by OCCU on certificates of the same term and required deposit. Your increased interest rate will take effect on the day we process your request. Upon maturity, Certificate Special accounts default to the current 12-month rate and term.

⁴⁵13-month CD with an annual percentage yield (APY) of 4.25%. APY accurate as of 05/06/2025. Minimum balance to obtain APY is $10,000 of new money (not currently on deposit at OCCU). Owner may increase the interest rate once during the term to the current interest rate offered by OCCU on certificates of the same term and required deposit. Your increased interest rate will take effect on the day we process your request. Upon maturity, Certificate Special accounts default to the current 12-month rate and term.