Hand holding OCCU Nice card in front of ribbon spools

When is it better to pay with a credit card?

Both credit and debit cards are backed by federal laws that protect your rights in case someone steals your identity. But they each fall under different laws with different levels of protection.
Topics:
Managing Debt & Credit
Family playing in water fountain

Let’s talk life insurance. Got any?

Did you know most people believe life insurance costs nearly three times its actual price? It’s one of the main reasons two in five American adults don’t own any.
Topics:
Insurance & Protection
OCCU employees at Danebo Elementary

Feeding academic success at Danebo Elementary

Decades of research have shown us how important food is for learning. It gives kids the energy and focus they need to absorb and understand new information. But just eating food doesn’t necessarily mean they’re getting enough nutrition.
Topics:
Community
Dog and couple slicing apples together in kitchen.

HELOC: Is this the home equity loan for you?

From flexibility to having access to a line of credit, a home equity line of credit (HELOC) has lots of advantages. From paying tuition to remodel projects—find out ways you can use a HELOC to reach your goals and if this is the right lending option
Topics:
Managing Debt & Credit
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How to shave thousands of dollars off your student loans   

6 easy ways to start chipping away at your student loan debt.
Topics:
Man getting a text on his smartphone

Here’s an extra layer of security for your debit card

Layering isn’t just a way to accommodate our ever-changing weather. It’s also a crucial tactic for securing your debit card against fraud.
Topics:
Privacy & Security
Pile of documents to shred and black coffee

What to shred and when

Shred Fest is just around the corner! Wondering what to shred and what to keep? Check out this guide before creating your shred pile. What to shred and what to keep from MyOCCU
Topics:
Privacy & Security
Porch with an American flag hanging through yellow flowers

VA Loans: bringing home ownership to Oregon’s veterans and active military personnel

The U.S. Department of Veterans Affairs (VA) Loan was designed in 1944 as part of the G.I. Bill to offer mortgage options to eligible American veterans and their spouses. Since the end of WWII, the VA loan program has helped millions of veterans
Topics:
Owning a Home
Woman reading a tablet

Government-insured loans: FHA and VA mortgages

For Oregonians who qualify, government-insured mortgages like Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans are excellent paths to homeownership. At OCCU, we’re proud to be a qualified lender for these
Topics:
Owning a Home
Couple with young child on front porch

15- and 30-year fixed-rate mortgages

Whether you’re a first-time homebuyer, refinancing your home, or looking at investment property, 15- and 30-year fixed-rate mortgages are excellent ways to make your dream fit with your budget. At OCCU, you’ll find some of the most competitive
Topics:
Owning a Home