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HELOC: Is this the home equity loan for you?

From flexibility to having access to a line of credit, a home equity line of credit (HELOC) has lots of advantages. From paying tuition to remodel projects—find out ways you can use a HELOC to reach your goals and if this is the right lending option
Topics:
Managing Debt & Credit
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How to shave thousands of dollars off your student loans   

6 easy ways to start chipping away at your student loan debt.
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Here’s an extra layer of security for your debit card

Layering isn’t just a way to accommodate our ever-changing weather. It’s also a crucial tactic for securing your debit card against fraud.
Topics:
Privacy & Security
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VA Loans: bringing home ownership to Oregon’s veterans and active military personnel

The U.S. Department of Veterans Affairs (VA) Loan was designed in 1944 as part of the G.I. Bill to offer mortgage options to eligible American veterans and their spouses. Since the end of WWII, the VA loan program has helped millions of veterans
Topics:
Owning a Home
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Government-insured loans: FHA and VA mortgages

For Oregonians who qualify, government-insured mortgages like Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans are excellent paths to homeownership. At OCCU, we’re proud to be a qualified lender for these
Topics:
Owning a Home
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15- and 30-year fixed-rate mortgages

Whether you’re a first-time homebuyer, refinancing your home, or looking at investment property, 15- and 30-year fixed-rate mortgages are excellent ways to make your dream fit with your budget. At OCCU, you’ll find some of the most competitive
Topics:
Owning a Home
Woman driving a car on residential road.

I want to sell my car private party – but I still have a loan balance

Leftover balance on your car loan? It doesn’t mean you can’t sell it. Here are the four steps to sell your car to a private party and make the sale as easy as possible.
Topics:
Basic Finances
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FHA Loans: making home ownership a reality for more Oregonians

A Federal Housing Administration (FHA) mortgage is a loan from a qualified private lender, like OCCU, that is insured by the FHA. Borrowers with this type of loan pay for mortgage insurance from the FHA that protects the lender from loss if for some
Topics:
Owning a Home
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A 15-year fixed-rate mortgage saves you money in the long-term

Depending on your budget, a 15-year fixed-rate mortgage can be one of the best home loans available to homebuyers. You get all the advantages of a fully amortizing, fixed-rate loan, including the assurance that your monthly payment won’t change over
Topics:
Owning a Home
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Why people love our 30-year fixed mortgage

There are a lot of mortgage products out there, and if you’re just getting started on the homebuying journey, the glut of options can leave your head spinning. We offer plenty of home loan options at OCCU, but most of our members opt for a 30-year
Topics:
Owning a Home