AP-What?

Fewer than half of young adults learn about money management at school or on the job—most are left to figure it out for themselves.
Topics:
Starting Out Financially

5 ways to use your home equity—outside your home 

Rising home values have dropped a nice chunk of equity into many homeowners’ laps. Tapping into it with a home equity loan is easy. Deciding what to do with it? Not so much.
Topics:
Owning a Home

Is smart home technology a smart upgrade for your home?

There’s no doubt smart home technology makes life easier. But is it a smart investment?
Topics:
Owning a Home

When is it better to pay with a credit card?

Both credit and debit cards are backed by federal laws that protect your rights in case someone steals your identity. But they each fall under different laws with different levels of protection.
Topics:
Managing Debt & Credit

Let’s talk life insurance. Got any?

Did you know most people believe life insurance costs nearly three times its actual price? It’s one of the main reasons two in five American adults don’t own any.
Topics:
Insurance & Protection

Feeding academic success at Danebo Elementary

It’s a reality for many of our students. Oregon has one of the highest child hunger rates in the nation. One in six households struggle to get enough nutritious food, and one in four kids goes to school hungry.
Topics:
Community

HELOC: Is this the home equity loan for you?

From flexibility to having access to a line of credit, a home equity line of credit (HELOC) has lots of advantages. From paying tuition to remodel projects—find out ways you can use a HELOC to reach your goals and if this is the right lending option
Topics:
Managing Debt & Credit

How to shave thousands of dollars off your student loans   

6 easy ways to start chipping away at your student loan debt.
Topics:
Basic Finances

Here’s an extra layer of security for your debit card

Layering isn’t just a way to accommodate our ever-changing weather. It’s also a crucial tactic for securing your debit card against fraud.
Topics:
Privacy & Security

Government-insured loans: FHA and VA mortgages

For Oregonians who qualify, government-insured mortgages like Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans are excellent paths to homeownership. At OCCU, we’re proud to be a qualified lender for these
Topics:
Owning a Home