15- and 30-year fixed-rate mortgages

Whether you’re a first-time homebuyer, refinancing your home, or looking at investment property, 15- and 30-year fixed-rate mortgages are excellent ways to make your dream fit with your budget. At OCCU, you’ll find some of the most competitive
Topics:
Owning a Home

I want to sell my car private party – but I still have a loan balance

Leftover balance on your car loan? It doesn’t mean you can’t sell it. Here are the four steps to sell your car to a private party and make the sale as easy as possible.
Topics:
Basic Finances

FHA Loans: making home ownership a reality for more Oregonians

A Federal Housing Administration (FHA) mortgage is a loan from a qualified private lender, like OCCU, that is insured by the FHA. Borrowers with this type of loan pay for mortgage insurance from the FHA that protects the lender from loss if for some
Topics:
Owning a Home

A 15-year fixed-rate mortgage saves you money in the long-term

Depending on your budget, a 15-year fixed-rate mortgage can be one of the best home loans available to homebuyers. You get all the advantages of a fully amortizing, fixed-rate loan, including the assurance that your monthly payment won’t change over
Topics:
Owning a Home

Why people love our 30-year fixed mortgage

There are a lot of mortgage products out there, and if you’re just getting started on the homebuying journey, the glut of options can leave your head spinning. We offer plenty of home loan options at OCCU, but most of our members opt for a 30-year
Topics:
Owning a Home

14 tips for RVing on the cheap

Having a home on wheels makes long trips more affordable. You can cook your own meals, follow your own schedule, and sleep in comfort for just a fraction of the cost of a hotel room. For nearly 9 million U.S. households, recreational vehicles offer
Topics:
Basic Finances

The struggle is real – balancing smartphone security and convenience

Your smartphone knows you better than anyone—even your squad. It knows where you go, what you do and who you text. It knows what you like on our pizza and how much you have in our checking account. And the more info you share with it, the more it can
Topics:
Starting Out Financially

Scoring a co-signer for your new wheels

If buying a car is next on your adulting list, there are a few things you’ll need: 1. Some scratch for a down payment. 2. A car that’s your aesthetic. 3. A co-signer.
Topics:
Starting Out Financially

We go wherever you go

You never know what changes life will throw your way, but one thing you can count on is that you’ll always have OCCU at your side. We’re here to support your financial wellness wherever you go.
Topics:
Basic Finances
Digital Banking

Owe less and earn more this tax season

Did you know that you can make contributions to your traditional IRA during this year that, if eligible, can count toward the previous tax year? Take a look at the criteria to see if a contribution can help you this tax season.
Topics:
Retirement Planning