6 ways student loans can help—or hurt—your credit score

Last year’s grads owe an average of $37,000 in student loans, and four in five say it’s a problem. One of their biggest fears? That borrowing too much money will trash their credit score.
Topics:
Starting Out Financially

5 ways your tax refund can get you ahead

Let your tax refund move you forward in life. Do that with your refund instead and thank yourself later.
Topics:
Basic Finances
Budgeting & Saving

Overdraft fees? No thanks. Here’s what you need to know

Knowing how overdraft protection works can help you stay on top of your checking account. Your available checking account balance may not always reflect all the money you’ve spent. Avoid overdraft fees by planning ahead.
Topics:
Basic Finances
Starting Out Financially

The true cost of owning a boat

The open water is calling your name. Curious about becoming a boat owner and the costs involved? Here are some of the ongoing boat expenses to expect that go beyond the sticker price.
Topics:
Managing Debt & Credit

5 tips for getting the best deal on an auto loan

Learn the tricks to negotiate a great deal on your next vehicle—and your next auto loan.
Topics:
Managing Debt & Credit

Is your estate in order? Five things you should know

If something were to happen to you, how would your family take care of your pet—or your children? Pay your mortgage? Cover your funeral expenses?
Topics:
Insurance & Protection

Time value of money – DIY projects

We all love a good DIY project. The trick is to know which jobs are best left to professionals, such as plumbing or electrical work, and which ones fall within your skill range.
Topics:
Basic Finances

Ransomware: Could your data be kidnapped?

Learn a few basic computer security measures can help ensure you stay in control of your files.
Topics:
Privacy & Security

Getting down and dirty to make a difference here

While Presidents Day is a day off for most financial institutions, OCCU employees were out in the community, volunteering with passion.
Topics:
Community

Here’s what your 401(k) does — and why you need to start using it immediately

Not sure what a 401(k) is? Keep reading, you’re about to save yourself a stack of money
Topics:
Starting Out Financially