Porch with an American flag hanging through yellow flowers

VA Loans: bringing home ownership to Oregon’s veterans and active military personnel

The U.S. Department of Veterans Affairs (VA) Loan was designed in 1944 as part of the G.I. Bill to offer mortgage options to eligible American veterans and their spouses. Since the end of WWII, the VA loan program has helped millions of veterans
Topics:
Owning a Home
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Government-insured loans: FHA and VA mortgages

For Oregonians who qualify, government-insured mortgages like Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans are excellent paths to homeownership. At OCCU, we’re proud to be a qualified lender for these
Topics:
Owning a Home
Couple with young child on front porch

15- and 30-year fixed-rate mortgages

Whether you’re a first-time homebuyer, refinancing your home, or looking at investment property, 15- and 30-year fixed-rate mortgages are excellent ways to make your dream fit with your budget. At OCCU, you’ll find some of the most competitive
Topics:
Owning a Home
Woman driving a car on residential road.

I want to sell my car private party – but I still have a loan balance

Leftover balance on your car loan? It doesn’t mean you can’t sell it. Here are the four steps to sell your car to a private party and make the sale as easy as possible.
Topics:
Basic Finances
Young family on couch

FHA Loans: making home ownership a reality for more Oregonians

A Federal Housing Administration (FHA) mortgage is a loan from a qualified private lender, like OCCU, that is insured by the FHA. Borrowers with this type of loan pay for mortgage insurance from the FHA that protects the lender from loss if for some
Topics:
Owning a Home
Mother and daughter hugging in living room

A 15-year fixed-rate mortgage saves you money in the long-term

Depending on your budget, a 15-year fixed-rate mortgage can be one of the best home loans available to homebuyers. You get all the advantages of a fully amortizing, fixed-rate loan, including the assurance that your monthly payment won’t change over
Topics:
Owning a Home
Family laughing on their bed

Why people love our 30-year fixed mortgage

There are a lot of mortgage products out there, and if you’re just getting started on the homebuying journey, the glut of options can leave your head spinning. We offer plenty of home loan options at OCCU, but most of our members opt for a 30-year
Topics:
Owning a Home
couple in rv

14 tips for RVing on the cheap

Having a home on wheels makes long trips more affordable. You can cook your own meals, follow your own schedule, and sleep in comfort for just a fraction of the cost of a hotel room. For nearly 9 million U.S. households, recreational vehicles offer
Topics:
Basic Finances
hand with brightly painted finger nails holding cell phone

The struggle is real – balancing smartphone security and convenience

Your smartphone knows you better than anyone—even your squad. It knows where you go, what you do and who you text. It knows what you like on our pizza and how much you have in our checking account. And the more info you share with it, the more it can
Topics:
Starting Out Financially
Young woman in new car with orange sunglasses

Scoring a co-signer for your new wheels

If buying a car is next on your adulting list, there are a few things you’ll need: 1. Some scratch for a down payment. 2. A car that’s your aesthetic. 3. A co-signer.
Topics:
Starting Out Financially